LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,626
−HK$6,310/mo
▼ 0.25% · 3.875%
HK$103,756
−HK$3,180/mo
Today · 4.125%
HK$106,936
baseline
▲ 0.50% · 4.625%
HK$113,443
+HK$6,507/mo
Deposit HK$22.06M · loan HK$22.06M · min. income ≈ HK$213,872/mo (50% DSR)
Upfront cash ≈ HK$23.94M (deposit + AVD stamp duty HK$1,875,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,945
−HK$6,048/mo
▼ 0.25% · 3.875%
HK$114,948
−HK$3,045/mo
Today · 4.125%
HK$117,993
baseline
▲ 0.50% · 4.625%
HK$124,213
+HK$6,220/mo
Deposit HK$22.06M · loan HK$22.06M · min. income ≈ HK$235,986/mo (50% DSR)
Upfront cash ≈ HK$23.94M (deposit + AVD stamp duty HK$1,875,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,751
−HK$7,572/mo
▼ 0.25% · 3.875%
HK$124,507
−HK$3,816/mo
Today · 4.125%
HK$128,323
baseline
▲ 0.50% · 4.625%
HK$136,131
+HK$7,808/mo
Deposit HK$17.65M · loan HK$26.48M · min. income ≈ HK$256,646/mo (50% DSR)
Upfront cash ≈ HK$19.53M (deposit + AVD stamp duty HK$1,875,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,334
−HK$7,258/mo
▼ 0.25% · 3.875%
HK$137,937
−HK$3,655/mo
Today · 4.125%
HK$141,592
baseline
▲ 0.50% · 4.625%
HK$149,055
+HK$7,463/mo
Deposit HK$17.65M · loan HK$26.48M · min. income ≈ HK$283,184/mo (50% DSR)
Upfront cash ≈ HK$19.53M (deposit + AVD stamp duty HK$1,875,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,876
−HK$8,834/mo
▼ 0.25% · 3.875%
HK$145,258
−HK$4,452/mo
Today · 4.125%
HK$149,710
baseline
▲ 0.50% · 4.625%
HK$158,820
+HK$9,110/mo
Deposit HK$13.24M · loan HK$30.89M · min. income ≈ HK$299,420/mo (50% DSR)
Upfront cash ≈ HK$15.11M (deposit + AVD stamp duty HK$1,875,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,723
−HK$8,468/mo
▼ 0.25% · 3.875%
HK$160,927
−HK$4,264/mo
Today · 4.125%
HK$165,191
baseline
▲ 0.50% · 4.625%
HK$173,898
+HK$8,707/mo
Deposit HK$13.24M · loan HK$30.89M · min. income ≈ HK$330,382/mo (50% DSR)
Upfront cash ≈ HK$15.11M (deposit + AVD stamp duty HK$1,875,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,127
−HK$11,358/mo
▼ 0.25% · 3.875%
HK$186,761
−HK$5,724/mo
Today · 4.125%
HK$192,485
baseline
▲ 0.50% · 4.625%
HK$204,197
+HK$11,712/mo
Deposit HK$4.41M · loan HK$39.72M · min. income ≈ HK$384,970/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$1,875,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,501
−HK$10,887/mo
▼ 0.25% · 3.875%
HK$206,906
−HK$5,482/mo
Today · 4.125%
HK$212,388
baseline
▲ 0.50% · 4.625%
HK$223,583
+HK$11,195/mo
Deposit HK$4.41M · loan HK$39.72M · min. income ≈ HK$424,776/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$1,875,491 · Scale 2, in force from 26 Feb 2026)