LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,063
−HK$631/mo
▼ 0.25% · 3.875%
HK$10,376
−HK$318/mo
Today · 4.125%
HK$10,694
baseline
▲ 0.50% · 4.625%
HK$11,345
+HK$651/mo
Deposit HK$2.21M · loan HK$2.21M · min. income ≈ HK$21,388/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$66,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,195
−HK$605/mo
▼ 0.25% · 3.875%
HK$11,495
−HK$305/mo
Today · 4.125%
HK$11,800
baseline
▲ 0.50% · 4.625%
HK$12,422
+HK$622/mo
Deposit HK$2.21M · loan HK$2.21M · min. income ≈ HK$23,600/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$66,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,076
−HK$757/mo
▼ 0.25% · 3.875%
HK$12,451
−HK$382/mo
Today · 4.125%
HK$12,833
baseline
▲ 0.50% · 4.625%
HK$13,614
+HK$781/mo
Deposit HK$1.77M · loan HK$2.65M · min. income ≈ HK$25,666/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$66,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,434
−HK$726/mo
▼ 0.25% · 3.875%
HK$13,794
−HK$366/mo
Today · 4.125%
HK$14,160
baseline
▲ 0.50% · 4.625%
HK$14,906
+HK$746/mo
Deposit HK$1.77M · loan HK$2.65M · min. income ≈ HK$28,320/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$66,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,088
−HK$884/mo
▼ 0.25% · 3.875%
HK$14,526
−HK$446/mo
Today · 4.125%
HK$14,972
baseline
▲ 0.50% · 4.625%
HK$15,883
+HK$911/mo
Deposit HK$1.32M · loan HK$3.09M · min. income ≈ HK$29,944/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$66,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,673
−HK$847/mo
▼ 0.25% · 3.875%
HK$16,093
−HK$427/mo
Today · 4.125%
HK$16,520
baseline
▲ 0.50% · 4.625%
HK$17,390
+HK$870/mo
Deposit HK$1.32M · loan HK$3.09M · min. income ≈ HK$33,040/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$66,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,113
−HK$1,136/mo
▼ 0.25% · 3.875%
HK$18,677
−HK$572/mo
Today · 4.125%
HK$19,249
baseline
▲ 0.50% · 4.625%
HK$20,420
+HK$1,171/mo
Deposit HK$441K · loan HK$3.97M · min. income ≈ HK$38,498/mo (50% DSR)
Upfront cash ≈ HK$508K (deposit + AVD stamp duty HK$66,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,151
−HK$1,089/mo
▼ 0.25% · 3.875%
HK$20,691
−HK$549/mo
Today · 4.125%
HK$21,240
baseline
▲ 0.50% · 4.625%
HK$22,359
+HK$1,119/mo
Deposit HK$441K · loan HK$3.97M · min. income ≈ HK$42,480/mo (50% DSR)
Upfront cash ≈ HK$508K (deposit + AVD stamp duty HK$66,197 · Scale 2, in force from 26 Feb 2026)