LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,641
−HK$6,311/mo
▼ 0.25% · 3.875%
HK$103,772
−HK$3,180/mo
Today · 4.125%
HK$106,952
baseline
▲ 0.50% · 4.625%
HK$113,460
+HK$6,508/mo
Deposit HK$22.07M · loan HK$22.07M · min. income ≈ HK$213,904/mo (50% DSR)
Upfront cash ≈ HK$23.94M (deposit + AVD stamp duty HK$1,875,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,963
−HK$6,049/mo
▼ 0.25% · 3.875%
HK$114,965
−HK$3,047/mo
Today · 4.125%
HK$118,012
baseline
▲ 0.50% · 4.625%
HK$124,232
+HK$6,220/mo
Deposit HK$22.07M · loan HK$22.07M · min. income ≈ HK$236,024/mo (50% DSR)
Upfront cash ≈ HK$23.94M (deposit + AVD stamp duty HK$1,875,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,770
−HK$7,573/mo
▼ 0.25% · 3.875%
HK$124,526
−HK$3,817/mo
Today · 4.125%
HK$128,343
baseline
▲ 0.50% · 4.625%
HK$136,152
+HK$7,809/mo
Deposit HK$17.65M · loan HK$26.48M · min. income ≈ HK$256,686/mo (50% DSR)
Upfront cash ≈ HK$19.53M (deposit + AVD stamp duty HK$1,875,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,355
−HK$7,259/mo
▼ 0.25% · 3.875%
HK$137,958
−HK$3,656/mo
Today · 4.125%
HK$141,614
baseline
▲ 0.50% · 4.625%
HK$149,078
+HK$7,464/mo
Deposit HK$17.65M · loan HK$26.48M · min. income ≈ HK$283,228/mo (50% DSR)
Upfront cash ≈ HK$19.53M (deposit + AVD stamp duty HK$1,875,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,898
−HK$8,835/mo
▼ 0.25% · 3.875%
HK$145,281
−HK$4,452/mo
Today · 4.125%
HK$149,733
baseline
▲ 0.50% · 4.625%
HK$158,844
+HK$9,111/mo
Deposit HK$13.24M · loan HK$30.90M · min. income ≈ HK$299,466/mo (50% DSR)
Upfront cash ≈ HK$15.12M (deposit + AVD stamp duty HK$1,875,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,748
−HK$8,468/mo
▼ 0.25% · 3.875%
HK$160,951
−HK$4,265/mo
Today · 4.125%
HK$165,216
baseline
▲ 0.50% · 4.625%
HK$173,925
+HK$8,709/mo
Deposit HK$13.24M · loan HK$30.90M · min. income ≈ HK$330,432/mo (50% DSR)
Upfront cash ≈ HK$15.12M (deposit + AVD stamp duty HK$1,875,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,155
−HK$11,359/mo
▼ 0.25% · 3.875%
HK$186,789
−HK$5,725/mo
Today · 4.125%
HK$192,514
baseline
▲ 0.50% · 4.625%
HK$204,229
+HK$11,715/mo
Deposit HK$4.41M · loan HK$39.72M · min. income ≈ HK$385,028/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$1,875,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,533
−HK$10,888/mo
▼ 0.25% · 3.875%
HK$206,938
−HK$5,483/mo
Today · 4.125%
HK$212,421
baseline
▲ 0.50% · 4.625%
HK$223,618
+HK$11,197/mo
Deposit HK$4.41M · loan HK$39.72M · min. income ≈ HK$424,842/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$1,875,780 · Scale 2, in force from 26 Feb 2026)