LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,645
−HK$6,311/mo
▼ 0.25% · 3.875%
HK$103,775
−HK$3,181/mo
Today · 4.125%
HK$106,956
baseline
▲ 0.50% · 4.625%
HK$113,464
+HK$6,508/mo
Deposit HK$22.07M · loan HK$22.07M · min. income ≈ HK$213,912/mo (50% DSR)
Upfront cash ≈ HK$23.94M (deposit + AVD stamp duty HK$1,875,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,966
−HK$6,049/mo
▼ 0.25% · 3.875%
HK$114,969
−HK$3,046/mo
Today · 4.125%
HK$118,015
baseline
▲ 0.50% · 4.625%
HK$124,236
+HK$6,221/mo
Deposit HK$22.07M · loan HK$22.07M · min. income ≈ HK$236,030/mo (50% DSR)
Upfront cash ≈ HK$23.94M (deposit + AVD stamp duty HK$1,875,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,774
−HK$7,573/mo
▼ 0.25% · 3.875%
HK$124,530
−HK$3,817/mo
Today · 4.125%
HK$128,347
baseline
▲ 0.50% · 4.625%
HK$136,157
+HK$7,810/mo
Deposit HK$17.65M · loan HK$26.48M · min. income ≈ HK$256,694/mo (50% DSR)
Upfront cash ≈ HK$19.53M (deposit + AVD stamp duty HK$1,875,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,360
−HK$7,259/mo
▼ 0.25% · 3.875%
HK$137,963
−HK$3,656/mo
Today · 4.125%
HK$141,619
baseline
▲ 0.50% · 4.625%
HK$149,084
+HK$7,465/mo
Deposit HK$17.65M · loan HK$26.48M · min. income ≈ HK$283,238/mo (50% DSR)
Upfront cash ≈ HK$19.53M (deposit + AVD stamp duty HK$1,875,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,903
−HK$8,836/mo
▼ 0.25% · 3.875%
HK$145,286
−HK$4,453/mo
Today · 4.125%
HK$149,739
baseline
▲ 0.50% · 4.625%
HK$158,850
+HK$9,111/mo
Deposit HK$13.24M · loan HK$30.90M · min. income ≈ HK$299,478/mo (50% DSR)
Upfront cash ≈ HK$15.12M (deposit + AVD stamp duty HK$1,875,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,753
−HK$8,469/mo
▼ 0.25% · 3.875%
HK$160,957
−HK$4,265/mo
Today · 4.125%
HK$165,222
baseline
▲ 0.50% · 4.625%
HK$173,931
+HK$8,709/mo
Deposit HK$13.24M · loan HK$30.90M · min. income ≈ HK$330,444/mo (50% DSR)
Upfront cash ≈ HK$15.12M (deposit + AVD stamp duty HK$1,875,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,161
−HK$11,360/mo
▼ 0.25% · 3.875%
HK$186,796
−HK$5,725/mo
Today · 4.125%
HK$192,521
baseline
▲ 0.50% · 4.625%
HK$204,235
+HK$11,714/mo
Deposit HK$4.41M · loan HK$39.72M · min. income ≈ HK$385,042/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$1,875,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,539
−HK$10,889/mo
▼ 0.25% · 3.875%
HK$206,945
−HK$5,483/mo
Today · 4.125%
HK$212,428
baseline
▲ 0.50% · 4.625%
HK$223,625
+HK$11,197/mo
Deposit HK$4.41M · loan HK$39.72M · min. income ≈ HK$424,856/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$1,875,843 · Scale 2, in force from 26 Feb 2026)