LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,649
−HK$6,312/mo
▼ 0.25% · 3.875%
HK$103,780
−HK$3,181/mo
Today · 4.125%
HK$106,961
baseline
▲ 0.50% · 4.625%
HK$113,469
+HK$6,508/mo
Deposit HK$22.07M · loan HK$22.07M · min. income ≈ HK$213,922/mo (50% DSR)
Upfront cash ≈ HK$23.95M (deposit + AVD stamp duty HK$1,875,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,971
−HK$6,050/mo
▼ 0.25% · 3.875%
HK$114,974
−HK$3,047/mo
Today · 4.125%
HK$118,021
baseline
▲ 0.50% · 4.625%
HK$124,242
+HK$6,221/mo
Deposit HK$22.07M · loan HK$22.07M · min. income ≈ HK$236,042/mo (50% DSR)
Upfront cash ≈ HK$23.95M (deposit + AVD stamp duty HK$1,875,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,779
−HK$7,574/mo
▼ 0.25% · 3.875%
HK$124,536
−HK$3,817/mo
Today · 4.125%
HK$128,353
baseline
▲ 0.50% · 4.625%
HK$136,163
+HK$7,810/mo
Deposit HK$17.66M · loan HK$26.48M · min. income ≈ HK$256,706/mo (50% DSR)
Upfront cash ≈ HK$19.53M (deposit + AVD stamp duty HK$1,875,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,365
−HK$7,260/mo
▼ 0.25% · 3.875%
HK$137,969
−HK$3,656/mo
Today · 4.125%
HK$141,625
baseline
▲ 0.50% · 4.625%
HK$149,090
+HK$7,465/mo
Deposit HK$17.66M · loan HK$26.48M · min. income ≈ HK$283,250/mo (50% DSR)
Upfront cash ≈ HK$19.53M (deposit + AVD stamp duty HK$1,875,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,909
−HK$8,836/mo
▼ 0.25% · 3.875%
HK$145,292
−HK$4,453/mo
Today · 4.125%
HK$149,745
baseline
▲ 0.50% · 4.625%
HK$158,857
+HK$9,112/mo
Deposit HK$13.24M · loan HK$30.90M · min. income ≈ HK$299,490/mo (50% DSR)
Upfront cash ≈ HK$15.12M (deposit + AVD stamp duty HK$1,875,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,760
−HK$8,469/mo
▼ 0.25% · 3.875%
HK$160,964
−HK$4,265/mo
Today · 4.125%
HK$165,229
baseline
▲ 0.50% · 4.625%
HK$173,938
+HK$8,709/mo
Deposit HK$13.24M · loan HK$30.90M · min. income ≈ HK$330,458/mo (50% DSR)
Upfront cash ≈ HK$15.12M (deposit + AVD stamp duty HK$1,875,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,168
−HK$11,361/mo
▼ 0.25% · 3.875%
HK$186,804
−HK$5,725/mo
Today · 4.125%
HK$192,529
baseline
▲ 0.50% · 4.625%
HK$204,244
+HK$11,715/mo
Deposit HK$4.41M · loan HK$39.73M · min. income ≈ HK$385,058/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$1,875,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,548
−HK$10,889/mo
▼ 0.25% · 3.875%
HK$206,953
−HK$5,484/mo
Today · 4.125%
HK$212,437
baseline
▲ 0.50% · 4.625%
HK$223,635
+HK$11,198/mo
Deposit HK$4.41M · loan HK$39.73M · min. income ≈ HK$424,874/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$1,875,924 · Scale 2, in force from 26 Feb 2026)