LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,650
−HK$6,312/mo
▼ 0.25% · 3.875%
HK$103,781
−HK$3,181/mo
Today · 4.125%
HK$106,962
baseline
▲ 0.50% · 4.625%
HK$113,470
+HK$6,508/mo
Deposit HK$22.07M · loan HK$22.07M · min. income ≈ HK$213,924/mo (50% DSR)
Upfront cash ≈ HK$23.95M (deposit + AVD stamp duty HK$1,875,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,972
−HK$6,050/mo
▼ 0.25% · 3.875%
HK$114,976
−HK$3,046/mo
Today · 4.125%
HK$118,022
baseline
▲ 0.50% · 4.625%
HK$124,243
+HK$6,221/mo
Deposit HK$22.07M · loan HK$22.07M · min. income ≈ HK$236,044/mo (50% DSR)
Upfront cash ≈ HK$23.95M (deposit + AVD stamp duty HK$1,875,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,780
−HK$7,574/mo
▼ 0.25% · 3.875%
HK$124,537
−HK$3,817/mo
Today · 4.125%
HK$128,354
baseline
▲ 0.50% · 4.625%
HK$136,164
+HK$7,810/mo
Deposit HK$17.66M · loan HK$26.48M · min. income ≈ HK$256,708/mo (50% DSR)
Upfront cash ≈ HK$19.53M (deposit + AVD stamp duty HK$1,875,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,367
−HK$7,259/mo
▼ 0.25% · 3.875%
HK$137,971
−HK$3,655/mo
Today · 4.125%
HK$141,626
baseline
▲ 0.50% · 4.625%
HK$149,092
+HK$7,466/mo
Deposit HK$17.66M · loan HK$26.48M · min. income ≈ HK$283,252/mo (50% DSR)
Upfront cash ≈ HK$19.53M (deposit + AVD stamp duty HK$1,875,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,910
−HK$8,837/mo
▼ 0.25% · 3.875%
HK$145,294
−HK$4,453/mo
Today · 4.125%
HK$149,747
baseline
▲ 0.50% · 4.625%
HK$158,859
+HK$9,112/mo
Deposit HK$13.24M · loan HK$30.90M · min. income ≈ HK$299,494/mo (50% DSR)
Upfront cash ≈ HK$15.12M (deposit + AVD stamp duty HK$1,875,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,761
−HK$8,470/mo
▼ 0.25% · 3.875%
HK$160,966
−HK$4,265/mo
Today · 4.125%
HK$165,231
baseline
▲ 0.50% · 4.625%
HK$173,940
+HK$8,709/mo
Deposit HK$13.24M · loan HK$30.90M · min. income ≈ HK$330,462/mo (50% DSR)
Upfront cash ≈ HK$15.12M (deposit + AVD stamp duty HK$1,875,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,171
−HK$11,361/mo
▼ 0.25% · 3.875%
HK$186,806
−HK$5,726/mo
Today · 4.125%
HK$192,532
baseline
▲ 0.50% · 4.625%
HK$204,247
+HK$11,715/mo
Deposit HK$4.41M · loan HK$39.73M · min. income ≈ HK$385,064/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$1,875,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,550
−HK$10,890/mo
▼ 0.25% · 3.875%
HK$206,956
−HK$5,484/mo
Today · 4.125%
HK$212,440
baseline
▲ 0.50% · 4.625%
HK$223,638
+HK$11,198/mo
Deposit HK$4.41M · loan HK$39.73M · min. income ≈ HK$424,880/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$1,875,947 · Scale 2, in force from 26 Feb 2026)