LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,654
−HK$6,312/mo
▼ 0.25% · 3.875%
HK$103,785
−HK$3,181/mo
Today · 4.125%
HK$106,966
baseline
▲ 0.50% · 4.625%
HK$113,474
+HK$6,508/mo
Deposit HK$22.07M · loan HK$22.07M · min. income ≈ HK$213,932/mo (50% DSR)
Upfront cash ≈ HK$23.95M (deposit + AVD stamp duty HK$1,876,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,976
−HK$6,050/mo
▼ 0.25% · 3.875%
HK$114,979
−HK$3,047/mo
Today · 4.125%
HK$118,026
baseline
▲ 0.50% · 4.625%
HK$124,247
+HK$6,221/mo
Deposit HK$22.07M · loan HK$22.07M · min. income ≈ HK$236,052/mo (50% DSR)
Upfront cash ≈ HK$23.95M (deposit + AVD stamp duty HK$1,876,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,784
−HK$7,575/mo
▼ 0.25% · 3.875%
HK$124,541
−HK$3,818/mo
Today · 4.125%
HK$128,359
baseline
▲ 0.50% · 4.625%
HK$136,169
+HK$7,810/mo
Deposit HK$17.66M · loan HK$26.48M · min. income ≈ HK$256,718/mo (50% DSR)
Upfront cash ≈ HK$19.53M (deposit + AVD stamp duty HK$1,876,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,371
−HK$7,260/mo
▼ 0.25% · 3.875%
HK$137,975
−HK$3,656/mo
Today · 4.125%
HK$141,631
baseline
▲ 0.50% · 4.625%
HK$149,097
+HK$7,466/mo
Deposit HK$17.66M · loan HK$26.48M · min. income ≈ HK$283,262/mo (50% DSR)
Upfront cash ≈ HK$19.53M (deposit + AVD stamp duty HK$1,876,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,915
−HK$8,837/mo
▼ 0.25% · 3.875%
HK$145,298
−HK$4,454/mo
Today · 4.125%
HK$149,752
baseline
▲ 0.50% · 4.625%
HK$158,864
+HK$9,112/mo
Deposit HK$13.24M · loan HK$30.90M · min. income ≈ HK$299,504/mo (50% DSR)
Upfront cash ≈ HK$15.12M (deposit + AVD stamp duty HK$1,876,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,767
−HK$8,469/mo
▼ 0.25% · 3.875%
HK$160,971
−HK$4,265/mo
Today · 4.125%
HK$165,236
baseline
▲ 0.50% · 4.625%
HK$173,946
+HK$8,710/mo
Deposit HK$13.24M · loan HK$30.90M · min. income ≈ HK$330,472/mo (50% DSR)
Upfront cash ≈ HK$15.12M (deposit + AVD stamp duty HK$1,876,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,177
−HK$11,361/mo
▼ 0.25% · 3.875%
HK$186,812
−HK$5,726/mo
Today · 4.125%
HK$192,538
baseline
▲ 0.50% · 4.625%
HK$204,253
+HK$11,715/mo
Deposit HK$4.41M · loan HK$39.73M · min. income ≈ HK$385,076/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$1,876,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,557
−HK$10,890/mo
▼ 0.25% · 3.875%
HK$206,963
−HK$5,484/mo
Today · 4.125%
HK$212,447
baseline
▲ 0.50% · 4.625%
HK$223,645
+HK$11,198/mo
Deposit HK$4.41M · loan HK$39.73M · min. income ≈ HK$424,894/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$1,876,009 · Scale 2, in force from 26 Feb 2026)