LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,658
−HK$6,313/mo
▼ 0.25% · 3.875%
HK$103,789
−HK$3,182/mo
Today · 4.125%
HK$106,971
baseline
▲ 0.50% · 4.625%
HK$113,480
+HK$6,509/mo
Deposit HK$22.07M · loan HK$22.07M · min. income ≈ HK$213,942/mo (50% DSR)
Upfront cash ≈ HK$23.95M (deposit + AVD stamp duty HK$1,876,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,981
−HK$6,051/mo
▼ 0.25% · 3.875%
HK$114,985
−HK$3,047/mo
Today · 4.125%
HK$118,032
baseline
▲ 0.50% · 4.625%
HK$124,253
+HK$6,221/mo
Deposit HK$22.07M · loan HK$22.07M · min. income ≈ HK$236,064/mo (50% DSR)
Upfront cash ≈ HK$23.95M (deposit + AVD stamp duty HK$1,876,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,790
−HK$7,575/mo
▼ 0.25% · 3.875%
HK$124,547
−HK$3,818/mo
Today · 4.125%
HK$128,365
baseline
▲ 0.50% · 4.625%
HK$136,175
+HK$7,810/mo
Deposit HK$17.66M · loan HK$26.49M · min. income ≈ HK$256,730/mo (50% DSR)
Upfront cash ≈ HK$19.53M (deposit + AVD stamp duty HK$1,876,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,378
−HK$7,260/mo
▼ 0.25% · 3.875%
HK$137,982
−HK$3,656/mo
Today · 4.125%
HK$141,638
baseline
▲ 0.50% · 4.625%
HK$149,104
+HK$7,466/mo
Deposit HK$17.66M · loan HK$26.49M · min. income ≈ HK$283,276/mo (50% DSR)
Upfront cash ≈ HK$19.53M (deposit + AVD stamp duty HK$1,876,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,922
−HK$8,837/mo
▼ 0.25% · 3.875%
HK$145,305
−HK$4,454/mo
Today · 4.125%
HK$149,759
baseline
▲ 0.50% · 4.625%
HK$158,871
+HK$9,112/mo
Deposit HK$13.24M · loan HK$30.90M · min. income ≈ HK$299,518/mo (50% DSR)
Upfront cash ≈ HK$15.12M (deposit + AVD stamp duty HK$1,876,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,774
−HK$8,470/mo
▼ 0.25% · 3.875%
HK$160,979
−HK$4,265/mo
Today · 4.125%
HK$165,244
baseline
▲ 0.50% · 4.625%
HK$173,954
+HK$8,710/mo
Deposit HK$13.24M · loan HK$30.90M · min. income ≈ HK$330,488/mo (50% DSR)
Upfront cash ≈ HK$15.12M (deposit + AVD stamp duty HK$1,876,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,185
−HK$11,362/mo
▼ 0.25% · 3.875%
HK$186,821
−HK$5,726/mo
Today · 4.125%
HK$192,547
baseline
▲ 0.50% · 4.625%
HK$204,263
+HK$11,716/mo
Deposit HK$4.41M · loan HK$39.73M · min. income ≈ HK$385,094/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$1,876,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,567
−HK$10,890/mo
▼ 0.25% · 3.875%
HK$206,973
−HK$5,484/mo
Today · 4.125%
HK$212,457
baseline
▲ 0.50% · 4.625%
HK$223,656
+HK$11,199/mo
Deposit HK$4.41M · loan HK$39.73M · min. income ≈ HK$424,914/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$1,876,098 · Scale 2, in force from 26 Feb 2026)