LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,067
−HK$631/mo
▼ 0.25% · 3.875%
HK$10,380
−HK$318/mo
Today · 4.125%
HK$10,698
baseline
▲ 0.50% · 4.625%
HK$11,349
+HK$651/mo
Deposit HK$2.21M · loan HK$2.21M · min. income ≈ HK$21,396/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$66,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,199
−HK$605/mo
▼ 0.25% · 3.875%
HK$11,500
−HK$304/mo
Today · 4.125%
HK$11,804
baseline
▲ 0.50% · 4.625%
HK$12,427
+HK$623/mo
Deposit HK$2.21M · loan HK$2.21M · min. income ≈ HK$23,608/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$66,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,080
−HK$758/mo
▼ 0.25% · 3.875%
HK$12,456
−HK$382/mo
Today · 4.125%
HK$12,838
baseline
▲ 0.50% · 4.625%
HK$13,619
+HK$781/mo
Deposit HK$1.77M · loan HK$2.65M · min. income ≈ HK$25,676/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$66,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,439
−HK$726/mo
▼ 0.25% · 3.875%
HK$13,800
−HK$365/mo
Today · 4.125%
HK$14,165
baseline
▲ 0.50% · 4.625%
HK$14,912
+HK$747/mo
Deposit HK$1.77M · loan HK$2.65M · min. income ≈ HK$28,330/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$66,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,094
−HK$883/mo
▼ 0.25% · 3.875%
HK$14,532
−HK$445/mo
Today · 4.125%
HK$14,977
baseline
▲ 0.50% · 4.625%
HK$15,889
+HK$912/mo
Deposit HK$1.32M · loan HK$3.09M · min. income ≈ HK$29,954/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$66,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,679
−HK$847/mo
▼ 0.25% · 3.875%
HK$16,100
−HK$426/mo
Today · 4.125%
HK$16,526
baseline
▲ 0.50% · 4.625%
HK$17,397
+HK$871/mo
Deposit HK$1.32M · loan HK$3.09M · min. income ≈ HK$33,052/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$66,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,120
−HK$1,137/mo
▼ 0.25% · 3.875%
HK$18,684
−HK$573/mo
Today · 4.125%
HK$19,257
baseline
▲ 0.50% · 4.625%
HK$20,428
+HK$1,171/mo
Deposit HK$441K · loan HK$3.97M · min. income ≈ HK$38,514/mo (50% DSR)
Upfront cash ≈ HK$508K (deposit + AVD stamp duty HK$66,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,159
−HK$1,089/mo
▼ 0.25% · 3.875%
HK$20,699
−HK$549/mo
Today · 4.125%
HK$21,248
baseline
▲ 0.50% · 4.625%
HK$22,368
+HK$1,120/mo
Deposit HK$441K · loan HK$3.97M · min. income ≈ HK$42,496/mo (50% DSR)
Upfront cash ≈ HK$508K (deposit + AVD stamp duty HK$66,223 · Scale 2, in force from 26 Feb 2026)