LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,669
−HK$6,313/mo
▼ 0.25% · 3.875%
HK$103,801
−HK$3,181/mo
Today · 4.125%
HK$106,982
baseline
▲ 0.50% · 4.625%
HK$113,492
+HK$6,510/mo
Deposit HK$22.07M · loan HK$22.07M · min. income ≈ HK$213,964/mo (50% DSR)
Upfront cash ≈ HK$23.95M (deposit + AVD stamp duty HK$1,876,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,994
−HK$6,050/mo
▼ 0.25% · 3.875%
HK$114,997
−HK$3,047/mo
Today · 4.125%
HK$118,044
baseline
▲ 0.50% · 4.625%
HK$124,267
+HK$6,223/mo
Deposit HK$22.07M · loan HK$22.07M · min. income ≈ HK$236,088/mo (50% DSR)
Upfront cash ≈ HK$23.95M (deposit + AVD stamp duty HK$1,876,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,803
−HK$7,576/mo
▼ 0.25% · 3.875%
HK$124,561
−HK$3,818/mo
Today · 4.125%
HK$128,379
baseline
▲ 0.50% · 4.625%
HK$136,190
+HK$7,811/mo
Deposit HK$17.66M · loan HK$26.49M · min. income ≈ HK$256,758/mo (50% DSR)
Upfront cash ≈ HK$19.54M (deposit + AVD stamp duty HK$1,876,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,393
−HK$7,260/mo
▼ 0.25% · 3.875%
HK$137,997
−HK$3,656/mo
Today · 4.125%
HK$141,653
baseline
▲ 0.50% · 4.625%
HK$149,120
+HK$7,467/mo
Deposit HK$17.66M · loan HK$26.49M · min. income ≈ HK$283,306/mo (50% DSR)
Upfront cash ≈ HK$19.54M (deposit + AVD stamp duty HK$1,876,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,937
−HK$8,838/mo
▼ 0.25% · 3.875%
HK$145,321
−HK$4,454/mo
Today · 4.125%
HK$149,775
baseline
▲ 0.50% · 4.625%
HK$158,889
+HK$9,114/mo
Deposit HK$13.24M · loan HK$30.90M · min. income ≈ HK$299,550/mo (50% DSR)
Upfront cash ≈ HK$15.12M (deposit + AVD stamp duty HK$1,876,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,791
−HK$8,471/mo
▼ 0.25% · 3.875%
HK$160,996
−HK$4,266/mo
Today · 4.125%
HK$165,262
baseline
▲ 0.50% · 4.625%
HK$173,973
+HK$8,711/mo
Deposit HK$13.24M · loan HK$30.90M · min. income ≈ HK$330,524/mo (50% DSR)
Upfront cash ≈ HK$15.12M (deposit + AVD stamp duty HK$1,876,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,205
−HK$11,363/mo
▼ 0.25% · 3.875%
HK$186,842
−HK$5,726/mo
Today · 4.125%
HK$192,568
baseline
▲ 0.50% · 4.625%
HK$204,286
+HK$11,718/mo
Deposit HK$4.41M · loan HK$39.73M · min. income ≈ HK$385,136/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$1,876,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,589
−HK$10,891/mo
▼ 0.25% · 3.875%
HK$206,995
−HK$5,485/mo
Today · 4.125%
HK$212,480
baseline
▲ 0.50% · 4.625%
HK$223,680
+HK$11,200/mo
Deposit HK$4.41M · loan HK$39.73M · min. income ≈ HK$424,960/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$1,876,304 · Scale 2, in force from 26 Feb 2026)