LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,671
−HK$6,313/mo
▼ 0.25% · 3.875%
HK$103,802
−HK$3,182/mo
Today · 4.125%
HK$106,984
baseline
▲ 0.50% · 4.625%
HK$113,493
+HK$6,509/mo
Deposit HK$22.07M · loan HK$22.07M · min. income ≈ HK$213,968/mo (50% DSR)
Upfront cash ≈ HK$23.95M (deposit + AVD stamp duty HK$1,876,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,995
−HK$6,051/mo
▼ 0.25% · 3.875%
HK$114,999
−HK$3,047/mo
Today · 4.125%
HK$118,046
baseline
▲ 0.50% · 4.625%
HK$124,268
+HK$6,222/mo
Deposit HK$22.07M · loan HK$22.07M · min. income ≈ HK$236,092/mo (50% DSR)
Upfront cash ≈ HK$23.95M (deposit + AVD stamp duty HK$1,876,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,805
−HK$7,575/mo
▼ 0.25% · 3.875%
HK$124,562
−HK$3,818/mo
Today · 4.125%
HK$128,380
baseline
▲ 0.50% · 4.625%
HK$136,192
+HK$7,812/mo
Deposit HK$17.66M · loan HK$26.49M · min. income ≈ HK$256,760/mo (50% DSR)
Upfront cash ≈ HK$19.54M (deposit + AVD stamp duty HK$1,876,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,394
−HK$7,261/mo
▼ 0.25% · 3.875%
HK$137,998
−HK$3,657/mo
Today · 4.125%
HK$141,655
baseline
▲ 0.50% · 4.625%
HK$149,122
+HK$7,467/mo
Deposit HK$17.66M · loan HK$26.49M · min. income ≈ HK$283,310/mo (50% DSR)
Upfront cash ≈ HK$19.54M (deposit + AVD stamp duty HK$1,876,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,939
−HK$8,838/mo
▼ 0.25% · 3.875%
HK$145,323
−HK$4,454/mo
Today · 4.125%
HK$149,777
baseline
▲ 0.50% · 4.625%
HK$158,891
+HK$9,114/mo
Deposit HK$13.24M · loan HK$30.90M · min. income ≈ HK$299,554/mo (50% DSR)
Upfront cash ≈ HK$15.12M (deposit + AVD stamp duty HK$1,876,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,793
−HK$8,471/mo
▼ 0.25% · 3.875%
HK$160,998
−HK$4,266/mo
Today · 4.125%
HK$165,264
baseline
▲ 0.50% · 4.625%
HK$173,975
+HK$8,711/mo
Deposit HK$13.24M · loan HK$30.90M · min. income ≈ HK$330,528/mo (50% DSR)
Upfront cash ≈ HK$15.12M (deposit + AVD stamp duty HK$1,876,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,207
−HK$11,363/mo
▼ 0.25% · 3.875%
HK$186,844
−HK$5,726/mo
Today · 4.125%
HK$192,570
baseline
▲ 0.50% · 4.625%
HK$204,288
+HK$11,718/mo
Deposit HK$4.41M · loan HK$39.73M · min. income ≈ HK$385,140/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$1,876,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,591
−HK$10,891/mo
▼ 0.25% · 3.875%
HK$206,998
−HK$5,484/mo
Today · 4.125%
HK$212,482
baseline
▲ 0.50% · 4.625%
HK$223,683
+HK$11,201/mo
Deposit HK$4.41M · loan HK$39.73M · min. income ≈ HK$424,964/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$1,876,325 · Scale 2, in force from 26 Feb 2026)