LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,067
−HK$631/mo
▼ 0.25% · 3.875%
HK$10,380
−HK$318/mo
Today · 4.125%
HK$10,698
baseline
▲ 0.50% · 4.625%
HK$11,349
+HK$651/mo
Deposit HK$2.21M · loan HK$2.21M · min. income ≈ HK$21,396/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$66,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,200
−HK$605/mo
▼ 0.25% · 3.875%
HK$11,500
−HK$305/mo
Today · 4.125%
HK$11,805
baseline
▲ 0.50% · 4.625%
HK$12,427
+HK$622/mo
Deposit HK$2.21M · loan HK$2.21M · min. income ≈ HK$23,610/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$66,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,081
−HK$757/mo
▼ 0.25% · 3.875%
HK$12,456
−HK$382/mo
Today · 4.125%
HK$12,838
baseline
▲ 0.50% · 4.625%
HK$13,619
+HK$781/mo
Deposit HK$1.77M · loan HK$2.65M · min. income ≈ HK$25,676/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$66,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,440
−HK$726/mo
▼ 0.25% · 3.875%
HK$13,800
−HK$366/mo
Today · 4.125%
HK$14,166
baseline
▲ 0.50% · 4.625%
HK$14,912
+HK$746/mo
Deposit HK$1.77M · loan HK$2.65M · min. income ≈ HK$28,332/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$66,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,094
−HK$884/mo
▼ 0.25% · 3.875%
HK$14,532
−HK$446/mo
Today · 4.125%
HK$14,978
baseline
▲ 0.50% · 4.625%
HK$15,889
+HK$911/mo
Deposit HK$1.32M · loan HK$3.09M · min. income ≈ HK$29,956/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$66,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,680
−HK$847/mo
▼ 0.25% · 3.875%
HK$16,100
−HK$427/mo
Today · 4.125%
HK$16,527
baseline
▲ 0.50% · 4.625%
HK$17,398
+HK$871/mo
Deposit HK$1.32M · loan HK$3.09M · min. income ≈ HK$33,054/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$66,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,121
−HK$1,136/mo
▼ 0.25% · 3.875%
HK$18,685
−HK$572/mo
Today · 4.125%
HK$19,257
baseline
▲ 0.50% · 4.625%
HK$20,429
+HK$1,172/mo
Deposit HK$441K · loan HK$3.97M · min. income ≈ HK$38,514/mo (50% DSR)
Upfront cash ≈ HK$508K (deposit + AVD stamp duty HK$66,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,159
−HK$1,090/mo
▼ 0.25% · 3.875%
HK$20,700
−HK$549/mo
Today · 4.125%
HK$21,249
baseline
▲ 0.50% · 4.625%
HK$22,369
+HK$1,120/mo
Deposit HK$441K · loan HK$3.97M · min. income ≈ HK$42,498/mo (50% DSR)
Upfront cash ≈ HK$508K (deposit + AVD stamp duty HK$66,225 · Scale 2, in force from 26 Feb 2026)