LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,678
−HK$6,314/mo
▼ 0.25% · 3.875%
HK$103,810
−HK$3,182/mo
Today · 4.125%
HK$106,992
baseline
▲ 0.50% · 4.625%
HK$113,502
+HK$6,510/mo
Deposit HK$22.08M · loan HK$22.08M · min. income ≈ HK$213,984/mo (50% DSR)
Upfront cash ≈ HK$23.95M (deposit + AVD stamp duty HK$1,876,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,003
−HK$6,052/mo
▼ 0.25% · 3.875%
HK$115,007
−HK$3,048/mo
Today · 4.125%
HK$118,055
baseline
▲ 0.50% · 4.625%
HK$124,277
+HK$6,222/mo
Deposit HK$22.08M · loan HK$22.08M · min. income ≈ HK$236,110/mo (50% DSR)
Upfront cash ≈ HK$23.95M (deposit + AVD stamp duty HK$1,876,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,814
−HK$7,576/mo
▼ 0.25% · 3.875%
HK$124,572
−HK$3,818/mo
Today · 4.125%
HK$128,390
baseline
▲ 0.50% · 4.625%
HK$136,202
+HK$7,812/mo
Deposit HK$17.66M · loan HK$26.49M · min. income ≈ HK$256,780/mo (50% DSR)
Upfront cash ≈ HK$19.54M (deposit + AVD stamp duty HK$1,876,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,404
−HK$7,262/mo
▼ 0.25% · 3.875%
HK$138,009
−HK$3,657/mo
Today · 4.125%
HK$141,666
baseline
▲ 0.50% · 4.625%
HK$149,133
+HK$7,467/mo
Deposit HK$17.66M · loan HK$26.49M · min. income ≈ HK$283,332/mo (50% DSR)
Upfront cash ≈ HK$19.54M (deposit + AVD stamp duty HK$1,876,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,949
−HK$8,839/mo
▼ 0.25% · 3.875%
HK$145,334
−HK$4,454/mo
Today · 4.125%
HK$149,788
baseline
▲ 0.50% · 4.625%
HK$158,902
+HK$9,114/mo
Deposit HK$13.25M · loan HK$30.91M · min. income ≈ HK$299,576/mo (50% DSR)
Upfront cash ≈ HK$15.12M (deposit + AVD stamp duty HK$1,876,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,805
−HK$8,471/mo
▼ 0.25% · 3.875%
HK$161,010
−HK$4,266/mo
Today · 4.125%
HK$165,276
baseline
▲ 0.50% · 4.625%
HK$173,988
+HK$8,712/mo
Deposit HK$13.25M · loan HK$30.91M · min. income ≈ HK$330,552/mo (50% DSR)
Upfront cash ≈ HK$15.12M (deposit + AVD stamp duty HK$1,876,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,221
−HK$11,364/mo
▼ 0.25% · 3.875%
HK$186,858
−HK$5,727/mo
Today · 4.125%
HK$192,585
baseline
▲ 0.50% · 4.625%
HK$204,303
+HK$11,718/mo
Deposit HK$4.42M · loan HK$39.74M · min. income ≈ HK$385,170/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$1,876,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,606
−HK$10,892/mo
▼ 0.25% · 3.875%
HK$207,013
−HK$5,485/mo
Today · 4.125%
HK$212,498
baseline
▲ 0.50% · 4.625%
HK$223,699
+HK$11,201/mo
Deposit HK$4.42M · loan HK$39.74M · min. income ≈ HK$424,996/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$1,876,465 · Scale 2, in force from 26 Feb 2026)