LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,681
−HK$6,314/mo
▼ 0.25% · 3.875%
HK$103,813
−HK$3,182/mo
Today · 4.125%
HK$106,995
baseline
▲ 0.50% · 4.625%
HK$113,505
+HK$6,510/mo
Deposit HK$22.08M · loan HK$22.08M · min. income ≈ HK$213,990/mo (50% DSR)
Upfront cash ≈ HK$23.95M (deposit + AVD stamp duty HK$1,876,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,007
−HK$6,051/mo
▼ 0.25% · 3.875%
HK$115,011
−HK$3,047/mo
Today · 4.125%
HK$118,058
baseline
▲ 0.50% · 4.625%
HK$124,281
+HK$6,223/mo
Deposit HK$22.08M · loan HK$22.08M · min. income ≈ HK$236,116/mo (50% DSR)
Upfront cash ≈ HK$23.95M (deposit + AVD stamp duty HK$1,876,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,817
−HK$7,576/mo
▼ 0.25% · 3.875%
HK$124,575
−HK$3,818/mo
Today · 4.125%
HK$128,393
baseline
▲ 0.50% · 4.625%
HK$136,206
+HK$7,813/mo
Deposit HK$17.66M · loan HK$26.49M · min. income ≈ HK$256,786/mo (50% DSR)
Upfront cash ≈ HK$19.54M (deposit + AVD stamp duty HK$1,876,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,408
−HK$7,262/mo
▼ 0.25% · 3.875%
HK$138,013
−HK$3,657/mo
Today · 4.125%
HK$141,670
baseline
▲ 0.50% · 4.625%
HK$149,137
+HK$7,467/mo
Deposit HK$17.66M · loan HK$26.49M · min. income ≈ HK$283,340/mo (50% DSR)
Upfront cash ≈ HK$19.54M (deposit + AVD stamp duty HK$1,876,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,953
−HK$8,839/mo
▼ 0.25% · 3.875%
HK$145,338
−HK$4,454/mo
Today · 4.125%
HK$149,792
baseline
▲ 0.50% · 4.625%
HK$158,907
+HK$9,115/mo
Deposit HK$13.25M · loan HK$30.91M · min. income ≈ HK$299,584/mo (50% DSR)
Upfront cash ≈ HK$15.12M (deposit + AVD stamp duty HK$1,876,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,809
−HK$8,472/mo
▼ 0.25% · 3.875%
HK$161,015
−HK$4,266/mo
Today · 4.125%
HK$165,281
baseline
▲ 0.50% · 4.625%
HK$173,993
+HK$8,712/mo
Deposit HK$13.25M · loan HK$30.91M · min. income ≈ HK$330,562/mo (50% DSR)
Upfront cash ≈ HK$15.12M (deposit + AVD stamp duty HK$1,876,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,226
−HK$11,364/mo
▼ 0.25% · 3.875%
HK$186,863
−HK$5,727/mo
Today · 4.125%
HK$192,590
baseline
▲ 0.50% · 4.625%
HK$204,309
+HK$11,719/mo
Deposit HK$4.42M · loan HK$39.74M · min. income ≈ HK$385,180/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$1,876,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,612
−HK$10,892/mo
▼ 0.25% · 3.875%
HK$207,019
−HK$5,485/mo
Today · 4.125%
HK$212,504
baseline
▲ 0.50% · 4.625%
HK$223,706
+HK$11,202/mo
Deposit HK$4.42M · loan HK$39.74M · min. income ≈ HK$425,008/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$1,876,518 · Scale 2, in force from 26 Feb 2026)