LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,685
−HK$6,314/mo
▼ 0.25% · 3.875%
HK$103,817
−HK$3,182/mo
Today · 4.125%
HK$106,999
baseline
▲ 0.50% · 4.625%
HK$113,510
+HK$6,511/mo
Deposit HK$22.08M · loan HK$22.08M · min. income ≈ HK$213,998/mo (50% DSR)
Upfront cash ≈ HK$23.95M (deposit + AVD stamp duty HK$1,876,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,012
−HK$6,051/mo
▼ 0.25% · 3.875%
HK$115,016
−HK$3,047/mo
Today · 4.125%
HK$118,063
baseline
▲ 0.50% · 4.625%
HK$124,286
+HK$6,223/mo
Deposit HK$22.08M · loan HK$22.08M · min. income ≈ HK$236,126/mo (50% DSR)
Upfront cash ≈ HK$23.95M (deposit + AVD stamp duty HK$1,876,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,823
−HK$7,576/mo
▼ 0.25% · 3.875%
HK$124,581
−HK$3,818/mo
Today · 4.125%
HK$128,399
baseline
▲ 0.50% · 4.625%
HK$136,212
+HK$7,813/mo
Deposit HK$17.66M · loan HK$26.49M · min. income ≈ HK$256,798/mo (50% DSR)
Upfront cash ≈ HK$19.54M (deposit + AVD stamp duty HK$1,876,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,414
−HK$7,262/mo
▼ 0.25% · 3.875%
HK$138,019
−HK$3,657/mo
Today · 4.125%
HK$141,676
baseline
▲ 0.50% · 4.625%
HK$149,144
+HK$7,468/mo
Deposit HK$17.66M · loan HK$26.49M · min. income ≈ HK$283,352/mo (50% DSR)
Upfront cash ≈ HK$19.54M (deposit + AVD stamp duty HK$1,876,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,960
−HK$8,839/mo
▼ 0.25% · 3.875%
HK$145,344
−HK$4,455/mo
Today · 4.125%
HK$149,799
baseline
▲ 0.50% · 4.625%
HK$158,914
+HK$9,115/mo
Deposit HK$13.25M · loan HK$30.91M · min. income ≈ HK$299,598/mo (50% DSR)
Upfront cash ≈ HK$15.12M (deposit + AVD stamp duty HK$1,876,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,816
−HK$8,472/mo
▼ 0.25% · 3.875%
HK$161,022
−HK$4,266/mo
Today · 4.125%
HK$165,288
baseline
▲ 0.50% · 4.625%
HK$174,001
+HK$8,713/mo
Deposit HK$13.25M · loan HK$30.91M · min. income ≈ HK$330,576/mo (50% DSR)
Upfront cash ≈ HK$15.12M (deposit + AVD stamp duty HK$1,876,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,234
−HK$11,365/mo
▼ 0.25% · 3.875%
HK$186,871
−HK$5,728/mo
Today · 4.125%
HK$192,599
baseline
▲ 0.50% · 4.625%
HK$204,318
+HK$11,719/mo
Deposit HK$4.42M · loan HK$39.74M · min. income ≈ HK$385,198/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$1,876,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,621
−HK$10,893/mo
▼ 0.25% · 3.875%
HK$207,028
−HK$5,486/mo
Today · 4.125%
HK$212,514
baseline
▲ 0.50% · 4.625%
HK$223,716
+HK$11,202/mo
Deposit HK$4.42M · loan HK$39.74M · min. income ≈ HK$425,028/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$1,876,601 · Scale 2, in force from 26 Feb 2026)