LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,687
−HK$6,314/mo
▼ 0.25% · 3.875%
HK$103,819
−HK$3,182/mo
Today · 4.125%
HK$107,001
baseline
▲ 0.50% · 4.625%
HK$113,512
+HK$6,511/mo
Deposit HK$22.08M · loan HK$22.08M · min. income ≈ HK$214,002/mo (50% DSR)
Upfront cash ≈ HK$23.95M (deposit + AVD stamp duty HK$1,876,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,013
−HK$6,052/mo
▼ 0.25% · 3.875%
HK$115,017
−HK$3,048/mo
Today · 4.125%
HK$118,065
baseline
▲ 0.50% · 4.625%
HK$124,288
+HK$6,223/mo
Deposit HK$22.08M · loan HK$22.08M · min. income ≈ HK$236,130/mo (50% DSR)
Upfront cash ≈ HK$23.95M (deposit + AVD stamp duty HK$1,876,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,824
−HK$7,577/mo
▼ 0.25% · 3.875%
HK$124,583
−HK$3,818/mo
Today · 4.125%
HK$128,401
baseline
▲ 0.50% · 4.625%
HK$136,214
+HK$7,813/mo
Deposit HK$17.66M · loan HK$26.49M · min. income ≈ HK$256,802/mo (50% DSR)
Upfront cash ≈ HK$19.54M (deposit + AVD stamp duty HK$1,876,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,416
−HK$7,262/mo
▼ 0.25% · 3.875%
HK$138,021
−HK$3,657/mo
Today · 4.125%
HK$141,678
baseline
▲ 0.50% · 4.625%
HK$149,146
+HK$7,468/mo
Deposit HK$17.66M · loan HK$26.49M · min. income ≈ HK$283,356/mo (50% DSR)
Upfront cash ≈ HK$19.54M (deposit + AVD stamp duty HK$1,876,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,962
−HK$8,839/mo
▼ 0.25% · 3.875%
HK$145,346
−HK$4,455/mo
Today · 4.125%
HK$149,801
baseline
▲ 0.50% · 4.625%
HK$158,916
+HK$9,115/mo
Deposit HK$13.25M · loan HK$30.91M · min. income ≈ HK$299,602/mo (50% DSR)
Upfront cash ≈ HK$15.12M (deposit + AVD stamp duty HK$1,876,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,818
−HK$8,473/mo
▼ 0.25% · 3.875%
HK$161,024
−HK$4,267/mo
Today · 4.125%
HK$165,291
baseline
▲ 0.50% · 4.625%
HK$174,003
+HK$8,712/mo
Deposit HK$13.25M · loan HK$30.91M · min. income ≈ HK$330,582/mo (50% DSR)
Upfront cash ≈ HK$15.12M (deposit + AVD stamp duty HK$1,876,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,236
−HK$11,365/mo
▼ 0.25% · 3.875%
HK$186,874
−HK$5,727/mo
Today · 4.125%
HK$192,601
baseline
▲ 0.50% · 4.625%
HK$204,321
+HK$11,720/mo
Deposit HK$4.42M · loan HK$39.74M · min. income ≈ HK$385,202/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$1,876,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,624
−HK$10,893/mo
▼ 0.25% · 3.875%
HK$207,031
−HK$5,486/mo
Today · 4.125%
HK$212,517
baseline
▲ 0.50% · 4.625%
HK$223,719
+HK$11,202/mo
Deposit HK$4.42M · loan HK$39.74M · min. income ≈ HK$425,034/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$1,876,627 · Scale 2, in force from 26 Feb 2026)