LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,692
−HK$6,314/mo
▼ 0.25% · 3.875%
HK$103,824
−HK$3,182/mo
Today · 4.125%
HK$107,006
baseline
▲ 0.50% · 4.625%
HK$113,517
+HK$6,511/mo
Deposit HK$22.08M · loan HK$22.08M · min. income ≈ HK$214,012/mo (50% DSR)
Upfront cash ≈ HK$23.96M (deposit + AVD stamp duty HK$1,876,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,019
−HK$6,052/mo
▼ 0.25% · 3.875%
HK$115,023
−HK$3,048/mo
Today · 4.125%
HK$118,071
baseline
▲ 0.50% · 4.625%
HK$124,294
+HK$6,223/mo
Deposit HK$22.08M · loan HK$22.08M · min. income ≈ HK$236,142/mo (50% DSR)
Upfront cash ≈ HK$23.96M (deposit + AVD stamp duty HK$1,876,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,830
−HK$7,577/mo
▼ 0.25% · 3.875%
HK$124,589
−HK$3,818/mo
Today · 4.125%
HK$128,407
baseline
▲ 0.50% · 4.625%
HK$136,221
+HK$7,814/mo
Deposit HK$17.66M · loan HK$26.49M · min. income ≈ HK$256,814/mo (50% DSR)
Upfront cash ≈ HK$19.54M (deposit + AVD stamp duty HK$1,876,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,422
−HK$7,263/mo
▼ 0.25% · 3.875%
HK$138,028
−HK$3,657/mo
Today · 4.125%
HK$141,685
baseline
▲ 0.50% · 4.625%
HK$149,153
+HK$7,468/mo
Deposit HK$17.66M · loan HK$26.49M · min. income ≈ HK$283,370/mo (50% DSR)
Upfront cash ≈ HK$19.54M (deposit + AVD stamp duty HK$1,876,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,969
−HK$8,840/mo
▼ 0.25% · 3.875%
HK$145,354
−HK$4,455/mo
Today · 4.125%
HK$149,809
baseline
▲ 0.50% · 4.625%
HK$158,924
+HK$9,115/mo
Deposit HK$13.25M · loan HK$30.91M · min. income ≈ HK$299,618/mo (50% DSR)
Upfront cash ≈ HK$15.12M (deposit + AVD stamp duty HK$1,876,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,826
−HK$8,473/mo
▼ 0.25% · 3.875%
HK$161,032
−HK$4,267/mo
Today · 4.125%
HK$165,299
baseline
▲ 0.50% · 4.625%
HK$174,012
+HK$8,713/mo
Deposit HK$13.25M · loan HK$30.91M · min. income ≈ HK$330,598/mo (50% DSR)
Upfront cash ≈ HK$15.12M (deposit + AVD stamp duty HK$1,876,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,245
−HK$11,366/mo
▼ 0.25% · 3.875%
HK$186,883
−HK$5,728/mo
Today · 4.125%
HK$192,611
baseline
▲ 0.50% · 4.625%
HK$204,331
+HK$11,720/mo
Deposit HK$4.42M · loan HK$39.74M · min. income ≈ HK$385,222/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$1,876,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,634
−HK$10,893/mo
▼ 0.25% · 3.875%
HK$207,041
−HK$5,486/mo
Today · 4.125%
HK$212,527
baseline
▲ 0.50% · 4.625%
HK$223,730
+HK$11,203/mo
Deposit HK$4.42M · loan HK$39.74M · min. income ≈ HK$425,054/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$1,876,722 · Scale 2, in force from 26 Feb 2026)