LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,694
−HK$6,314/mo
▼ 0.25% · 3.875%
HK$103,826
−HK$3,182/mo
Today · 4.125%
HK$107,008
baseline
▲ 0.50% · 4.625%
HK$113,520
+HK$6,512/mo
Deposit HK$22.08M · loan HK$22.08M · min. income ≈ HK$214,016/mo (50% DSR)
Upfront cash ≈ HK$23.96M (deposit + AVD stamp duty HK$1,876,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,021
−HK$6,052/mo
▼ 0.25% · 3.875%
HK$115,025
−HK$3,048/mo
Today · 4.125%
HK$118,073
baseline
▲ 0.50% · 4.625%
HK$124,297
+HK$6,224/mo
Deposit HK$22.08M · loan HK$22.08M · min. income ≈ HK$236,146/mo (50% DSR)
Upfront cash ≈ HK$23.96M (deposit + AVD stamp duty HK$1,876,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,833
−HK$7,577/mo
▼ 0.25% · 3.875%
HK$124,591
−HK$3,819/mo
Today · 4.125%
HK$128,410
baseline
▲ 0.50% · 4.625%
HK$136,224
+HK$7,814/mo
Deposit HK$17.66M · loan HK$26.50M · min. income ≈ HK$256,820/mo (50% DSR)
Upfront cash ≈ HK$19.54M (deposit + AVD stamp duty HK$1,876,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,425
−HK$7,263/mo
▼ 0.25% · 3.875%
HK$138,031
−HK$3,657/mo
Today · 4.125%
HK$141,688
baseline
▲ 0.50% · 4.625%
HK$149,156
+HK$7,468/mo
Deposit HK$17.66M · loan HK$26.50M · min. income ≈ HK$283,376/mo (50% DSR)
Upfront cash ≈ HK$19.54M (deposit + AVD stamp duty HK$1,876,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,972
−HK$8,840/mo
▼ 0.25% · 3.875%
HK$145,357
−HK$4,455/mo
Today · 4.125%
HK$149,812
baseline
▲ 0.50% · 4.625%
HK$158,927
+HK$9,115/mo
Deposit HK$13.25M · loan HK$30.91M · min. income ≈ HK$299,624/mo (50% DSR)
Upfront cash ≈ HK$15.12M (deposit + AVD stamp duty HK$1,876,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,830
−HK$8,473/mo
▼ 0.25% · 3.875%
HK$161,036
−HK$4,267/mo
Today · 4.125%
HK$165,303
baseline
▲ 0.50% · 4.625%
HK$174,016
+HK$8,713/mo
Deposit HK$13.25M · loan HK$30.91M · min. income ≈ HK$330,606/mo (50% DSR)
Upfront cash ≈ HK$15.12M (deposit + AVD stamp duty HK$1,876,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,249
−HK$11,366/mo
▼ 0.25% · 3.875%
HK$186,887
−HK$5,728/mo
Today · 4.125%
HK$192,615
baseline
▲ 0.50% · 4.625%
HK$204,335
+HK$11,720/mo
Deposit HK$4.42M · loan HK$39.74M · min. income ≈ HK$385,230/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$1,876,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,638
−HK$10,894/mo
▼ 0.25% · 3.875%
HK$207,046
−HK$5,486/mo
Today · 4.125%
HK$212,532
baseline
▲ 0.50% · 4.625%
HK$223,735
+HK$11,203/mo
Deposit HK$4.42M · loan HK$39.74M · min. income ≈ HK$425,064/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$1,876,761 · Scale 2, in force from 26 Feb 2026)