LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,694
−HK$6,315/mo
▼ 0.25% · 3.875%
HK$103,827
−HK$3,182/mo
Today · 4.125%
HK$107,009
baseline
▲ 0.50% · 4.625%
HK$113,520
+HK$6,511/mo
Deposit HK$22.08M · loan HK$22.08M · min. income ≈ HK$214,018/mo (50% DSR)
Upfront cash ≈ HK$23.96M (deposit + AVD stamp duty HK$1,876,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,021
−HK$6,053/mo
▼ 0.25% · 3.875%
HK$115,026
−HK$3,048/mo
Today · 4.125%
HK$118,074
baseline
▲ 0.50% · 4.625%
HK$124,297
+HK$6,223/mo
Deposit HK$22.08M · loan HK$22.08M · min. income ≈ HK$236,148/mo (50% DSR)
Upfront cash ≈ HK$23.96M (deposit + AVD stamp duty HK$1,876,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,833
−HK$7,578/mo
▼ 0.25% · 3.875%
HK$124,592
−HK$3,819/mo
Today · 4.125%
HK$128,411
baseline
▲ 0.50% · 4.625%
HK$136,224
+HK$7,813/mo
Deposit HK$17.66M · loan HK$26.50M · min. income ≈ HK$256,822/mo (50% DSR)
Upfront cash ≈ HK$19.54M (deposit + AVD stamp duty HK$1,876,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,426
−HK$7,262/mo
▼ 0.25% · 3.875%
HK$138,031
−HK$3,657/mo
Today · 4.125%
HK$141,688
baseline
▲ 0.50% · 4.625%
HK$149,157
+HK$7,469/mo
Deposit HK$17.66M · loan HK$26.50M · min. income ≈ HK$283,376/mo (50% DSR)
Upfront cash ≈ HK$19.54M (deposit + AVD stamp duty HK$1,876,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,972
−HK$8,840/mo
▼ 0.25% · 3.875%
HK$145,357
−HK$4,455/mo
Today · 4.125%
HK$149,812
baseline
▲ 0.50% · 4.625%
HK$158,928
+HK$9,116/mo
Deposit HK$13.25M · loan HK$30.91M · min. income ≈ HK$299,624/mo (50% DSR)
Upfront cash ≈ HK$15.12M (deposit + AVD stamp duty HK$1,876,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,830
−HK$8,473/mo
▼ 0.25% · 3.875%
HK$161,036
−HK$4,267/mo
Today · 4.125%
HK$165,303
baseline
▲ 0.50% · 4.625%
HK$174,016
+HK$8,713/mo
Deposit HK$13.25M · loan HK$30.91M · min. income ≈ HK$330,606/mo (50% DSR)
Upfront cash ≈ HK$15.12M (deposit + AVD stamp duty HK$1,876,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,250
−HK$11,366/mo
▼ 0.25% · 3.875%
HK$186,888
−HK$5,728/mo
Today · 4.125%
HK$192,616
baseline
▲ 0.50% · 4.625%
HK$204,336
+HK$11,720/mo
Deposit HK$4.42M · loan HK$39.74M · min. income ≈ HK$385,232/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$1,876,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,639
−HK$10,893/mo
▼ 0.25% · 3.875%
HK$207,046
−HK$5,486/mo
Today · 4.125%
HK$212,532
baseline
▲ 0.50% · 4.625%
HK$223,735
+HK$11,203/mo
Deposit HK$4.42M · loan HK$39.74M · min. income ≈ HK$425,064/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$1,876,767 · Scale 2, in force from 26 Feb 2026)