LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,700
−HK$6,315/mo
▼ 0.25% · 3.875%
HK$103,832
−HK$3,183/mo
Today · 4.125%
HK$107,015
baseline
▲ 0.50% · 4.625%
HK$113,526
+HK$6,511/mo
Deposit HK$22.08M · loan HK$22.08M · min. income ≈ HK$214,030/mo (50% DSR)
Upfront cash ≈ HK$23.96M (deposit + AVD stamp duty HK$1,876,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,028
−HK$6,052/mo
▼ 0.25% · 3.875%
HK$115,032
−HK$3,048/mo
Today · 4.125%
HK$118,080
baseline
▲ 0.50% · 4.625%
HK$124,304
+HK$6,224/mo
Deposit HK$22.08M · loan HK$22.08M · min. income ≈ HK$236,160/mo (50% DSR)
Upfront cash ≈ HK$23.96M (deposit + AVD stamp duty HK$1,876,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,840
−HK$7,578/mo
▼ 0.25% · 3.875%
HK$124,599
−HK$3,819/mo
Today · 4.125%
HK$128,418
baseline
▲ 0.50% · 4.625%
HK$136,232
+HK$7,814/mo
Deposit HK$17.66M · loan HK$26.50M · min. income ≈ HK$256,836/mo (50% DSR)
Upfront cash ≈ HK$19.54M (deposit + AVD stamp duty HK$1,876,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,433
−HK$7,263/mo
▼ 0.25% · 3.875%
HK$138,039
−HK$3,657/mo
Today · 4.125%
HK$141,696
baseline
▲ 0.50% · 4.625%
HK$149,165
+HK$7,469/mo
Deposit HK$17.66M · loan HK$26.50M · min. income ≈ HK$283,392/mo (50% DSR)
Upfront cash ≈ HK$19.54M (deposit + AVD stamp duty HK$1,876,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,980
−HK$8,841/mo
▼ 0.25% · 3.875%
HK$145,365
−HK$4,456/mo
Today · 4.125%
HK$149,821
baseline
▲ 0.50% · 4.625%
HK$158,937
+HK$9,116/mo
Deposit HK$13.25M · loan HK$30.91M · min. income ≈ HK$299,642/mo (50% DSR)
Upfront cash ≈ HK$15.13M (deposit + AVD stamp duty HK$1,876,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,839
−HK$8,473/mo
▼ 0.25% · 3.875%
HK$161,045
−HK$4,267/mo
Today · 4.125%
HK$165,312
baseline
▲ 0.50% · 4.625%
HK$174,026
+HK$8,714/mo
Deposit HK$13.25M · loan HK$30.91M · min. income ≈ HK$330,624/mo (50% DSR)
Upfront cash ≈ HK$15.13M (deposit + AVD stamp duty HK$1,876,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,260
−HK$11,366/mo
▼ 0.25% · 3.875%
HK$186,898
−HK$5,728/mo
Today · 4.125%
HK$192,626
baseline
▲ 0.50% · 4.625%
HK$204,347
+HK$11,721/mo
Deposit HK$4.42M · loan HK$39.75M · min. income ≈ HK$385,252/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$1,876,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,650
−HK$10,894/mo
▼ 0.25% · 3.875%
HK$207,058
−HK$5,486/mo
Today · 4.125%
HK$212,544
baseline
▲ 0.50% · 4.625%
HK$223,748
+HK$11,204/mo
Deposit HK$4.42M · loan HK$39.75M · min. income ≈ HK$425,088/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$1,876,871 · Scale 2, in force from 26 Feb 2026)