LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,070
−HK$632/mo
▼ 0.25% · 3.875%
HK$10,384
−HK$318/mo
Today · 4.125%
HK$10,702
baseline
▲ 0.50% · 4.625%
HK$11,353
+HK$651/mo
Deposit HK$2.21M · loan HK$2.21M · min. income ≈ HK$21,404/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$66,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,203
−HK$605/mo
▼ 0.25% · 3.875%
HK$11,504
−HK$304/mo
Today · 4.125%
HK$11,808
baseline
▲ 0.50% · 4.625%
HK$12,431
+HK$623/mo
Deposit HK$2.21M · loan HK$2.21M · min. income ≈ HK$23,616/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$66,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,084
−HK$758/mo
▼ 0.25% · 3.875%
HK$12,460
−HK$382/mo
Today · 4.125%
HK$12,842
baseline
▲ 0.50% · 4.625%
HK$13,624
+HK$782/mo
Deposit HK$1.77M · loan HK$2.65M · min. income ≈ HK$25,684/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$66,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,444
−HK$726/mo
▼ 0.25% · 3.875%
HK$13,804
−HK$366/mo
Today · 4.125%
HK$14,170
baseline
▲ 0.50% · 4.625%
HK$14,917
+HK$747/mo
Deposit HK$1.77M · loan HK$2.65M · min. income ≈ HK$28,340/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$66,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,099
−HK$884/mo
▼ 0.25% · 3.875%
HK$14,537
−HK$446/mo
Today · 4.125%
HK$14,983
baseline
▲ 0.50% · 4.625%
HK$15,894
+HK$911/mo
Deposit HK$1.32M · loan HK$3.09M · min. income ≈ HK$29,966/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$66,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,685
−HK$847/mo
▼ 0.25% · 3.875%
HK$16,105
−HK$427/mo
Today · 4.125%
HK$16,532
baseline
▲ 0.50% · 4.625%
HK$17,403
+HK$871/mo
Deposit HK$1.32M · loan HK$3.09M · min. income ≈ HK$33,064/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$66,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,127
−HK$1,136/mo
▼ 0.25% · 3.875%
HK$18,691
−HK$572/mo
Today · 4.125%
HK$19,263
baseline
▲ 0.50% · 4.625%
HK$20,436
+HK$1,173/mo
Deposit HK$442K · loan HK$3.97M · min. income ≈ HK$38,526/mo (50% DSR)
Upfront cash ≈ HK$508K (deposit + AVD stamp duty HK$66,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,166
−HK$1,089/mo
▼ 0.25% · 3.875%
HK$20,707
−HK$548/mo
Today · 4.125%
HK$21,255
baseline
▲ 0.50% · 4.625%
HK$22,376
+HK$1,121/mo
Deposit HK$442K · loan HK$3.97M · min. income ≈ HK$42,510/mo (50% DSR)
Upfront cash ≈ HK$508K (deposit + AVD stamp duty HK$66,246 · Scale 2, in force from 26 Feb 2026)