LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,708
−HK$6,316/mo
▼ 0.25% · 3.875%
HK$103,841
−HK$3,183/mo
Today · 4.125%
HK$107,024
baseline
▲ 0.50% · 4.625%
HK$113,536
+HK$6,512/mo
Deposit HK$22.08M · loan HK$22.08M · min. income ≈ HK$214,048/mo (50% DSR)
Upfront cash ≈ HK$23.96M (deposit + AVD stamp duty HK$1,877,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,037
−HK$6,053/mo
▼ 0.25% · 3.875%
HK$115,042
−HK$3,048/mo
Today · 4.125%
HK$118,090
baseline
▲ 0.50% · 4.625%
HK$124,315
+HK$6,225/mo
Deposit HK$22.08M · loan HK$22.08M · min. income ≈ HK$236,180/mo (50% DSR)
Upfront cash ≈ HK$23.96M (deposit + AVD stamp duty HK$1,877,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,850
−HK$7,578/mo
▼ 0.25% · 3.875%
HK$124,609
−HK$3,819/mo
Today · 4.125%
HK$128,428
baseline
▲ 0.50% · 4.625%
HK$136,243
+HK$7,815/mo
Deposit HK$17.67M · loan HK$26.50M · min. income ≈ HK$256,856/mo (50% DSR)
Upfront cash ≈ HK$19.54M (deposit + AVD stamp duty HK$1,877,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,444
−HK$7,264/mo
▼ 0.25% · 3.875%
HK$138,050
−HK$3,658/mo
Today · 4.125%
HK$141,708
baseline
▲ 0.50% · 4.625%
HK$149,178
+HK$7,470/mo
Deposit HK$17.67M · loan HK$26.50M · min. income ≈ HK$283,416/mo (50% DSR)
Upfront cash ≈ HK$19.54M (deposit + AVD stamp duty HK$1,877,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,992
−HK$8,841/mo
▼ 0.25% · 3.875%
HK$145,377
−HK$4,456/mo
Today · 4.125%
HK$149,833
baseline
▲ 0.50% · 4.625%
HK$158,950
+HK$9,117/mo
Deposit HK$13.25M · loan HK$30.92M · min. income ≈ HK$299,666/mo (50% DSR)
Upfront cash ≈ HK$15.13M (deposit + AVD stamp duty HK$1,877,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,852
−HK$8,474/mo
▼ 0.25% · 3.875%
HK$161,059
−HK$4,267/mo
Today · 4.125%
HK$165,326
baseline
▲ 0.50% · 4.625%
HK$174,041
+HK$8,715/mo
Deposit HK$13.25M · loan HK$30.92M · min. income ≈ HK$330,652/mo (50% DSR)
Upfront cash ≈ HK$15.13M (deposit + AVD stamp duty HK$1,877,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,275
−HK$11,368/mo
▼ 0.25% · 3.875%
HK$186,914
−HK$5,729/mo
Today · 4.125%
HK$192,643
baseline
▲ 0.50% · 4.625%
HK$204,365
+HK$11,722/mo
Deposit HK$4.42M · loan HK$39.75M · min. income ≈ HK$385,286/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$1,877,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,667
−HK$10,895/mo
▼ 0.25% · 3.875%
HK$207,075
−HK$5,487/mo
Today · 4.125%
HK$212,562
baseline
▲ 0.50% · 4.625%
HK$223,767
+HK$11,205/mo
Deposit HK$4.42M · loan HK$39.75M · min. income ≈ HK$425,124/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$1,877,029 · Scale 2, in force from 26 Feb 2026)