LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,710
−HK$6,316/mo
▼ 0.25% · 3.875%
HK$103,843
−HK$3,183/mo
Today · 4.125%
HK$107,026
baseline
▲ 0.50% · 4.625%
HK$113,538
+HK$6,512/mo
Deposit HK$22.08M · loan HK$22.08M · min. income ≈ HK$214,052/mo (50% DSR)
Upfront cash ≈ HK$23.96M (deposit + AVD stamp duty HK$1,877,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,039
−HK$6,053/mo
▼ 0.25% · 3.875%
HK$115,044
−HK$3,048/mo
Today · 4.125%
HK$118,092
baseline
▲ 0.50% · 4.625%
HK$124,317
+HK$6,225/mo
Deposit HK$22.08M · loan HK$22.08M · min. income ≈ HK$236,184/mo (50% DSR)
Upfront cash ≈ HK$23.96M (deposit + AVD stamp duty HK$1,877,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,852
−HK$7,579/mo
▼ 0.25% · 3.875%
HK$124,611
−HK$3,820/mo
Today · 4.125%
HK$128,431
baseline
▲ 0.50% · 4.625%
HK$136,245
+HK$7,814/mo
Deposit HK$17.67M · loan HK$26.50M · min. income ≈ HK$256,862/mo (50% DSR)
Upfront cash ≈ HK$19.54M (deposit + AVD stamp duty HK$1,877,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,447
−HK$7,264/mo
▼ 0.25% · 3.875%
HK$138,053
−HK$3,658/mo
Today · 4.125%
HK$141,711
baseline
▲ 0.50% · 4.625%
HK$149,180
+HK$7,469/mo
Deposit HK$17.67M · loan HK$26.50M · min. income ≈ HK$283,422/mo (50% DSR)
Upfront cash ≈ HK$19.54M (deposit + AVD stamp duty HK$1,877,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,994
−HK$8,842/mo
▼ 0.25% · 3.875%
HK$145,380
−HK$4,456/mo
Today · 4.125%
HK$149,836
baseline
▲ 0.50% · 4.625%
HK$158,953
+HK$9,117/mo
Deposit HK$13.25M · loan HK$30.92M · min. income ≈ HK$299,672/mo (50% DSR)
Upfront cash ≈ HK$15.13M (deposit + AVD stamp duty HK$1,877,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,855
−HK$8,474/mo
▼ 0.25% · 3.875%
HK$161,061
−HK$4,268/mo
Today · 4.125%
HK$165,329
baseline
▲ 0.50% · 4.625%
HK$174,044
+HK$8,715/mo
Deposit HK$13.25M · loan HK$30.92M · min. income ≈ HK$330,658/mo (50% DSR)
Upfront cash ≈ HK$15.13M (deposit + AVD stamp duty HK$1,877,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,278
−HK$11,368/mo
▼ 0.25% · 3.875%
HK$186,917
−HK$5,729/mo
Today · 4.125%
HK$192,646
baseline
▲ 0.50% · 4.625%
HK$204,368
+HK$11,722/mo
Deposit HK$4.42M · loan HK$39.75M · min. income ≈ HK$385,292/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$1,877,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,670
−HK$10,896/mo
▼ 0.25% · 3.875%
HK$207,079
−HK$5,487/mo
Today · 4.125%
HK$212,566
baseline
▲ 0.50% · 4.625%
HK$223,770
+HK$11,204/mo
Deposit HK$4.42M · loan HK$39.75M · min. income ≈ HK$425,132/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$1,877,062 · Scale 2, in force from 26 Feb 2026)