LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,713
−HK$6,315/mo
▼ 0.25% · 3.875%
HK$103,845
−HK$3,183/mo
Today · 4.125%
HK$107,028
baseline
▲ 0.50% · 4.625%
HK$113,540
+HK$6,512/mo
Deposit HK$22.08M · loan HK$22.08M · min. income ≈ HK$214,056/mo (50% DSR)
Upfront cash ≈ HK$23.96M (deposit + AVD stamp duty HK$1,877,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,042
−HK$6,053/mo
▼ 0.25% · 3.875%
HK$115,047
−HK$3,048/mo
Today · 4.125%
HK$118,095
baseline
▲ 0.50% · 4.625%
HK$124,320
+HK$6,225/mo
Deposit HK$22.08M · loan HK$22.08M · min. income ≈ HK$236,190/mo (50% DSR)
Upfront cash ≈ HK$23.96M (deposit + AVD stamp duty HK$1,877,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,855
−HK$7,579/mo
▼ 0.25% · 3.875%
HK$124,614
−HK$3,820/mo
Today · 4.125%
HK$128,434
baseline
▲ 0.50% · 4.625%
HK$136,249
+HK$7,815/mo
Deposit HK$17.67M · loan HK$26.50M · min. income ≈ HK$256,868/mo (50% DSR)
Upfront cash ≈ HK$19.54M (deposit + AVD stamp duty HK$1,877,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,450
−HK$7,264/mo
▼ 0.25% · 3.875%
HK$138,056
−HK$3,658/mo
Today · 4.125%
HK$141,714
baseline
▲ 0.50% · 4.625%
HK$149,184
+HK$7,470/mo
Deposit HK$17.67M · loan HK$26.50M · min. income ≈ HK$283,428/mo (50% DSR)
Upfront cash ≈ HK$19.54M (deposit + AVD stamp duty HK$1,877,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,998
−HK$8,841/mo
▼ 0.25% · 3.875%
HK$145,383
−HK$4,456/mo
Today · 4.125%
HK$149,839
baseline
▲ 0.50% · 4.625%
HK$158,957
+HK$9,118/mo
Deposit HK$13.25M · loan HK$30.92M · min. income ≈ HK$299,678/mo (50% DSR)
Upfront cash ≈ HK$15.13M (deposit + AVD stamp duty HK$1,877,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,858
−HK$8,475/mo
▼ 0.25% · 3.875%
HK$161,065
−HK$4,268/mo
Today · 4.125%
HK$165,333
baseline
▲ 0.50% · 4.625%
HK$174,048
+HK$8,715/mo
Deposit HK$13.25M · loan HK$30.92M · min. income ≈ HK$330,666/mo (50% DSR)
Upfront cash ≈ HK$15.13M (deposit + AVD stamp duty HK$1,877,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,283
−HK$11,368/mo
▼ 0.25% · 3.875%
HK$186,921
−HK$5,730/mo
Today · 4.125%
HK$192,651
baseline
▲ 0.50% · 4.625%
HK$204,373
+HK$11,722/mo
Deposit HK$4.42M · loan HK$39.75M · min. income ≈ HK$385,302/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$1,877,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,675
−HK$10,896/mo
▼ 0.25% · 3.875%
HK$207,084
−HK$5,487/mo
Today · 4.125%
HK$212,571
baseline
▲ 0.50% · 4.625%
HK$223,776
+HK$11,205/mo
Deposit HK$4.42M · loan HK$39.75M · min. income ≈ HK$425,142/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$1,877,106 · Scale 2, in force from 26 Feb 2026)