LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,716
−HK$6,316/mo
▼ 0.25% · 3.875%
HK$103,849
−HK$3,183/mo
Today · 4.125%
HK$107,032
baseline
▲ 0.50% · 4.625%
HK$113,544
+HK$6,512/mo
Deposit HK$22.08M · loan HK$22.08M · min. income ≈ HK$214,064/mo (50% DSR)
Upfront cash ≈ HK$23.96M (deposit + AVD stamp duty HK$1,877,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,045
−HK$6,054/mo
▼ 0.25% · 3.875%
HK$115,050
−HK$3,049/mo
Today · 4.125%
HK$118,099
baseline
▲ 0.50% · 4.625%
HK$124,324
+HK$6,225/mo
Deposit HK$22.08M · loan HK$22.08M · min. income ≈ HK$236,198/mo (50% DSR)
Upfront cash ≈ HK$23.96M (deposit + AVD stamp duty HK$1,877,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,859
−HK$7,579/mo
▼ 0.25% · 3.875%
HK$124,619
−HK$3,819/mo
Today · 4.125%
HK$128,438
baseline
▲ 0.50% · 4.625%
HK$136,253
+HK$7,815/mo
Deposit HK$17.67M · loan HK$26.50M · min. income ≈ HK$256,876/mo (50% DSR)
Upfront cash ≈ HK$19.54M (deposit + AVD stamp duty HK$1,877,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,455
−HK$7,264/mo
▼ 0.25% · 3.875%
HK$138,061
−HK$3,658/mo
Today · 4.125%
HK$141,719
baseline
▲ 0.50% · 4.625%
HK$149,189
+HK$7,470/mo
Deposit HK$17.67M · loan HK$26.50M · min. income ≈ HK$283,438/mo (50% DSR)
Upfront cash ≈ HK$19.54M (deposit + AVD stamp duty HK$1,877,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,002
−HK$8,842/mo
▼ 0.25% · 3.875%
HK$145,388
−HK$4,456/mo
Today · 4.125%
HK$149,844
baseline
▲ 0.50% · 4.625%
HK$158,962
+HK$9,118/mo
Deposit HK$13.25M · loan HK$30.92M · min. income ≈ HK$299,688/mo (50% DSR)
Upfront cash ≈ HK$15.13M (deposit + AVD stamp duty HK$1,877,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,864
−HK$8,474/mo
▼ 0.25% · 3.875%
HK$161,071
−HK$4,267/mo
Today · 4.125%
HK$165,338
baseline
▲ 0.50% · 4.625%
HK$174,054
+HK$8,716/mo
Deposit HK$13.25M · loan HK$30.92M · min. income ≈ HK$330,676/mo (50% DSR)
Upfront cash ≈ HK$15.13M (deposit + AVD stamp duty HK$1,877,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,289
−HK$11,368/mo
▼ 0.25% · 3.875%
HK$186,928
−HK$5,729/mo
Today · 4.125%
HK$192,657
baseline
▲ 0.50% · 4.625%
HK$204,380
+HK$11,723/mo
Deposit HK$4.42M · loan HK$39.75M · min. income ≈ HK$385,314/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$1,877,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,682
−HK$10,896/mo
▼ 0.25% · 3.875%
HK$207,091
−HK$5,487/mo
Today · 4.125%
HK$212,578
baseline
▲ 0.50% · 4.625%
HK$223,783
+HK$11,205/mo
Deposit HK$4.42M · loan HK$39.75M · min. income ≈ HK$425,156/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$1,877,169 · Scale 2, in force from 26 Feb 2026)