LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,717
−HK$6,315/mo
▼ 0.25% · 3.875%
HK$103,849
−HK$3,183/mo
Today · 4.125%
HK$107,032
baseline
▲ 0.50% · 4.625%
HK$113,545
+HK$6,513/mo
Deposit HK$22.08M · loan HK$22.08M · min. income ≈ HK$214,064/mo (50% DSR)
Upfront cash ≈ HK$23.96M (deposit + AVD stamp duty HK$1,877,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,046
−HK$6,054/mo
▼ 0.25% · 3.875%
HK$115,051
−HK$3,049/mo
Today · 4.125%
HK$118,100
baseline
▲ 0.50% · 4.625%
HK$124,325
+HK$6,225/mo
Deposit HK$22.08M · loan HK$22.08M · min. income ≈ HK$236,200/mo (50% DSR)
Upfront cash ≈ HK$23.96M (deposit + AVD stamp duty HK$1,877,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,860
−HK$7,579/mo
▼ 0.25% · 3.875%
HK$124,619
−HK$3,820/mo
Today · 4.125%
HK$128,439
baseline
▲ 0.50% · 4.625%
HK$136,254
+HK$7,815/mo
Deposit HK$17.67M · loan HK$26.50M · min. income ≈ HK$256,878/mo (50% DSR)
Upfront cash ≈ HK$19.54M (deposit + AVD stamp duty HK$1,877,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,455
−HK$7,265/mo
▼ 0.25% · 3.875%
HK$138,061
−HK$3,659/mo
Today · 4.125%
HK$141,720
baseline
▲ 0.50% · 4.625%
HK$149,190
+HK$7,470/mo
Deposit HK$17.67M · loan HK$26.50M · min. income ≈ HK$283,440/mo (50% DSR)
Upfront cash ≈ HK$19.54M (deposit + AVD stamp duty HK$1,877,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,003
−HK$8,842/mo
▼ 0.25% · 3.875%
HK$145,389
−HK$4,456/mo
Today · 4.125%
HK$149,845
baseline
▲ 0.50% · 4.625%
HK$158,963
+HK$9,118/mo
Deposit HK$13.25M · loan HK$30.92M · min. income ≈ HK$299,690/mo (50% DSR)
Upfront cash ≈ HK$15.13M (deposit + AVD stamp duty HK$1,877,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,865
−HK$8,475/mo
▼ 0.25% · 3.875%
HK$161,072
−HK$4,268/mo
Today · 4.125%
HK$165,340
baseline
▲ 0.50% · 4.625%
HK$174,055
+HK$8,715/mo
Deposit HK$13.25M · loan HK$30.92M · min. income ≈ HK$330,680/mo (50% DSR)
Upfront cash ≈ HK$15.13M (deposit + AVD stamp duty HK$1,877,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,290
−HK$11,368/mo
▼ 0.25% · 3.875%
HK$186,929
−HK$5,729/mo
Today · 4.125%
HK$192,658
baseline
▲ 0.50% · 4.625%
HK$204,381
+HK$11,723/mo
Deposit HK$4.42M · loan HK$39.75M · min. income ≈ HK$385,316/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$1,877,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,683
−HK$10,896/mo
▼ 0.25% · 3.875%
HK$207,092
−HK$5,487/mo
Today · 4.125%
HK$212,579
baseline
▲ 0.50% · 4.625%
HK$223,785
+HK$11,206/mo
Deposit HK$4.42M · loan HK$39.75M · min. income ≈ HK$425,158/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$1,877,182 · Scale 2, in force from 26 Feb 2026)