LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,721
−HK$6,316/mo
▼ 0.25% · 3.875%
HK$103,854
−HK$3,183/mo
Today · 4.125%
HK$107,037
baseline
▲ 0.50% · 4.625%
HK$113,550
+HK$6,513/mo
Deposit HK$22.09M · loan HK$22.09M · min. income ≈ HK$214,074/mo (50% DSR)
Upfront cash ≈ HK$23.96M (deposit + AVD stamp duty HK$1,877,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,051
−HK$6,053/mo
▼ 0.25% · 3.875%
HK$115,056
−HK$3,048/mo
Today · 4.125%
HK$118,104
baseline
▲ 0.50% · 4.625%
HK$124,330
+HK$6,226/mo
Deposit HK$22.09M · loan HK$22.09M · min. income ≈ HK$236,208/mo (50% DSR)
Upfront cash ≈ HK$23.96M (deposit + AVD stamp duty HK$1,877,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,865
−HK$7,579/mo
▼ 0.25% · 3.875%
HK$124,624
−HK$3,820/mo
Today · 4.125%
HK$128,444
baseline
▲ 0.50% · 4.625%
HK$136,259
+HK$7,815/mo
Deposit HK$17.67M · loan HK$26.50M · min. income ≈ HK$256,888/mo (50% DSR)
Upfront cash ≈ HK$19.55M (deposit + AVD stamp duty HK$1,877,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,461
−HK$7,264/mo
▼ 0.25% · 3.875%
HK$138,067
−HK$3,658/mo
Today · 4.125%
HK$141,725
baseline
▲ 0.50% · 4.625%
HK$149,196
+HK$7,471/mo
Deposit HK$17.67M · loan HK$26.50M · min. income ≈ HK$283,450/mo (50% DSR)
Upfront cash ≈ HK$19.55M (deposit + AVD stamp duty HK$1,877,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,009
−HK$8,842/mo
▼ 0.25% · 3.875%
HK$145,395
−HK$4,456/mo
Today · 4.125%
HK$149,851
baseline
▲ 0.50% · 4.625%
HK$158,969
+HK$9,118/mo
Deposit HK$13.25M · loan HK$30.92M · min. income ≈ HK$299,702/mo (50% DSR)
Upfront cash ≈ HK$15.13M (deposit + AVD stamp duty HK$1,877,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,871
−HK$8,475/mo
▼ 0.25% · 3.875%
HK$161,078
−HK$4,268/mo
Today · 4.125%
HK$165,346
baseline
▲ 0.50% · 4.625%
HK$174,062
+HK$8,716/mo
Deposit HK$13.25M · loan HK$30.92M · min. income ≈ HK$330,692/mo (50% DSR)
Upfront cash ≈ HK$15.13M (deposit + AVD stamp duty HK$1,877,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,297
−HK$11,369/mo
▼ 0.25% · 3.875%
HK$186,936
−HK$5,730/mo
Today · 4.125%
HK$192,666
baseline
▲ 0.50% · 4.625%
HK$204,389
+HK$11,723/mo
Deposit HK$4.42M · loan HK$39.75M · min. income ≈ HK$385,332/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$1,877,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,691
−HK$10,897/mo
▼ 0.25% · 3.875%
HK$207,100
−HK$5,488/mo
Today · 4.125%
HK$212,588
baseline
▲ 0.50% · 4.625%
HK$223,794
+HK$11,206/mo
Deposit HK$4.42M · loan HK$39.75M · min. income ≈ HK$425,176/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$1,877,256 · Scale 2, in force from 26 Feb 2026)