LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,072
−HK$632/mo
▼ 0.25% · 3.875%
HK$10,386
−HK$318/mo
Today · 4.125%
HK$10,704
baseline
▲ 0.50% · 4.625%
HK$11,355
+HK$651/mo
Deposit HK$2.21M · loan HK$2.21M · min. income ≈ HK$21,408/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$66,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,206
−HK$605/mo
▼ 0.25% · 3.875%
HK$11,506
−HK$305/mo
Today · 4.125%
HK$11,811
baseline
▲ 0.50% · 4.625%
HK$12,434
+HK$623/mo
Deposit HK$2.21M · loan HK$2.21M · min. income ≈ HK$23,622/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$66,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,087
−HK$758/mo
▼ 0.25% · 3.875%
HK$12,463
−HK$382/mo
Today · 4.125%
HK$12,845
baseline
▲ 0.50% · 4.625%
HK$13,627
+HK$782/mo
Deposit HK$1.77M · loan HK$2.65M · min. income ≈ HK$25,690/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$66,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,447
−HK$726/mo
▼ 0.25% · 3.875%
HK$13,807
−HK$366/mo
Today · 4.125%
HK$14,173
baseline
▲ 0.50% · 4.625%
HK$14,920
+HK$747/mo
Deposit HK$1.77M · loan HK$2.65M · min. income ≈ HK$28,346/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$66,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,101
−HK$885/mo
▼ 0.25% · 3.875%
HK$14,540
−HK$446/mo
Today · 4.125%
HK$14,986
baseline
▲ 0.50% · 4.625%
HK$15,898
+HK$912/mo
Deposit HK$1.33M · loan HK$3.09M · min. income ≈ HK$29,972/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$66,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,688
−HK$847/mo
▼ 0.25% · 3.875%
HK$16,109
−HK$426/mo
Today · 4.125%
HK$16,535
baseline
▲ 0.50% · 4.625%
HK$17,407
+HK$872/mo
Deposit HK$1.33M · loan HK$3.09M · min. income ≈ HK$33,070/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$66,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,130
−HK$1,137/mo
▼ 0.25% · 3.875%
HK$18,694
−HK$573/mo
Today · 4.125%
HK$19,267
baseline
▲ 0.50% · 4.625%
HK$20,440
+HK$1,173/mo
Deposit HK$442K · loan HK$3.98M · min. income ≈ HK$38,534/mo (50% DSR)
Upfront cash ≈ HK$508K (deposit + AVD stamp duty HK$66,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,170
−HK$1,090/mo
▼ 0.25% · 3.875%
HK$20,711
−HK$549/mo
Today · 4.125%
HK$21,260
baseline
▲ 0.50% · 4.625%
HK$22,380
+HK$1,120/mo
Deposit HK$442K · loan HK$3.98M · min. income ≈ HK$42,520/mo (50% DSR)
Upfront cash ≈ HK$508K (deposit + AVD stamp duty HK$66,259 · Scale 2, in force from 26 Feb 2026)