LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,726
−HK$6,316/mo
▼ 0.25% · 3.875%
HK$103,859
−HK$3,183/mo
Today · 4.125%
HK$107,042
baseline
▲ 0.50% · 4.625%
HK$113,555
+HK$6,513/mo
Deposit HK$22.09M · loan HK$22.09M · min. income ≈ HK$214,084/mo (50% DSR)
Upfront cash ≈ HK$23.96M (deposit + AVD stamp duty HK$1,877,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,056
−HK$6,054/mo
▼ 0.25% · 3.875%
HK$115,062
−HK$3,048/mo
Today · 4.125%
HK$118,110
baseline
▲ 0.50% · 4.625%
HK$124,336
+HK$6,226/mo
Deposit HK$22.09M · loan HK$22.09M · min. income ≈ HK$236,220/mo (50% DSR)
Upfront cash ≈ HK$23.96M (deposit + AVD stamp duty HK$1,877,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,871
−HK$7,579/mo
▼ 0.25% · 3.875%
HK$124,631
−HK$3,819/mo
Today · 4.125%
HK$128,450
baseline
▲ 0.50% · 4.625%
HK$136,266
+HK$7,816/mo
Deposit HK$17.67M · loan HK$26.50M · min. income ≈ HK$256,900/mo (50% DSR)
Upfront cash ≈ HK$19.55M (deposit + AVD stamp duty HK$1,877,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,467
−HK$7,265/mo
▼ 0.25% · 3.875%
HK$138,074
−HK$3,658/mo
Today · 4.125%
HK$141,732
baseline
▲ 0.50% · 4.625%
HK$149,203
+HK$7,471/mo
Deposit HK$17.67M · loan HK$26.50M · min. income ≈ HK$283,464/mo (50% DSR)
Upfront cash ≈ HK$19.55M (deposit + AVD stamp duty HK$1,877,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,016
−HK$8,843/mo
▼ 0.25% · 3.875%
HK$145,402
−HK$4,457/mo
Today · 4.125%
HK$149,859
baseline
▲ 0.50% · 4.625%
HK$158,977
+HK$9,118/mo
Deposit HK$13.25M · loan HK$30.92M · min. income ≈ HK$299,718/mo (50% DSR)
Upfront cash ≈ HK$15.13M (deposit + AVD stamp duty HK$1,877,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,879
−HK$8,475/mo
▼ 0.25% · 3.875%
HK$161,086
−HK$4,268/mo
Today · 4.125%
HK$165,354
baseline
▲ 0.50% · 4.625%
HK$174,070
+HK$8,716/mo
Deposit HK$13.25M · loan HK$30.92M · min. income ≈ HK$330,708/mo (50% DSR)
Upfront cash ≈ HK$15.13M (deposit + AVD stamp duty HK$1,877,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,306
−HK$11,370/mo
▼ 0.25% · 3.875%
HK$186,946
−HK$5,730/mo
Today · 4.125%
HK$192,676
baseline
▲ 0.50% · 4.625%
HK$204,399
+HK$11,723/mo
Deposit HK$4.42M · loan HK$39.76M · min. income ≈ HK$385,352/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$1,877,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,701
−HK$10,898/mo
▼ 0.25% · 3.875%
HK$207,111
−HK$5,488/mo
Today · 4.125%
HK$212,599
baseline
▲ 0.50% · 4.625%
HK$223,805
+HK$11,206/mo
Deposit HK$4.42M · loan HK$39.76M · min. income ≈ HK$425,198/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$1,877,350 · Scale 2, in force from 26 Feb 2026)