LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,730
−HK$6,316/mo
▼ 0.25% · 3.875%
HK$103,863
−HK$3,183/mo
Today · 4.125%
HK$107,046
baseline
▲ 0.50% · 4.625%
HK$113,560
+HK$6,514/mo
Deposit HK$22.09M · loan HK$22.09M · min. income ≈ HK$214,092/mo (50% DSR)
Upfront cash ≈ HK$23.96M (deposit + AVD stamp duty HK$1,877,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,061
−HK$6,054/mo
▼ 0.25% · 3.875%
HK$115,066
−HK$3,049/mo
Today · 4.125%
HK$118,115
baseline
▲ 0.50% · 4.625%
HK$124,341
+HK$6,226/mo
Deposit HK$22.09M · loan HK$22.09M · min. income ≈ HK$236,230/mo (50% DSR)
Upfront cash ≈ HK$23.96M (deposit + AVD stamp duty HK$1,877,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,876
−HK$7,580/mo
▼ 0.25% · 3.875%
HK$124,636
−HK$3,820/mo
Today · 4.125%
HK$128,456
baseline
▲ 0.50% · 4.625%
HK$136,272
+HK$7,816/mo
Deposit HK$17.67M · loan HK$26.50M · min. income ≈ HK$256,912/mo (50% DSR)
Upfront cash ≈ HK$19.55M (deposit + AVD stamp duty HK$1,877,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,473
−HK$7,265/mo
▼ 0.25% · 3.875%
HK$138,080
−HK$3,658/mo
Today · 4.125%
HK$141,738
baseline
▲ 0.50% · 4.625%
HK$149,209
+HK$7,471/mo
Deposit HK$17.67M · loan HK$26.50M · min. income ≈ HK$283,476/mo (50% DSR)
Upfront cash ≈ HK$19.55M (deposit + AVD stamp duty HK$1,877,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,022
−HK$8,843/mo
▼ 0.25% · 3.875%
HK$145,408
−HK$4,457/mo
Today · 4.125%
HK$149,865
baseline
▲ 0.50% · 4.625%
HK$158,984
+HK$9,119/mo
Deposit HK$13.25M · loan HK$30.92M · min. income ≈ HK$299,730/mo (50% DSR)
Upfront cash ≈ HK$15.13M (deposit + AVD stamp duty HK$1,877,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,885
−HK$8,476/mo
▼ 0.25% · 3.875%
HK$161,093
−HK$4,268/mo
Today · 4.125%
HK$165,361
baseline
▲ 0.50% · 4.625%
HK$174,078
+HK$8,717/mo
Deposit HK$13.25M · loan HK$30.92M · min. income ≈ HK$330,722/mo (50% DSR)
Upfront cash ≈ HK$15.13M (deposit + AVD stamp duty HK$1,877,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,314
−HK$11,370/mo
▼ 0.25% · 3.875%
HK$186,954
−HK$5,730/mo
Today · 4.125%
HK$192,684
baseline
▲ 0.50% · 4.625%
HK$204,408
+HK$11,724/mo
Deposit HK$4.42M · loan HK$39.76M · min. income ≈ HK$385,368/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$1,877,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,710
−HK$10,897/mo
▼ 0.25% · 3.875%
HK$207,119
−HK$5,488/mo
Today · 4.125%
HK$212,607
baseline
▲ 0.50% · 4.625%
HK$223,814
+HK$11,207/mo
Deposit HK$4.42M · loan HK$39.76M · min. income ≈ HK$425,214/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$1,877,429 · Scale 2, in force from 26 Feb 2026)