LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,738
−HK$6,317/mo
▼ 0.25% · 3.875%
HK$103,872
−HK$3,183/mo
Today · 4.125%
HK$107,055
baseline
▲ 0.50% · 4.625%
HK$113,569
+HK$6,514/mo
Deposit HK$22.09M · loan HK$22.09M · min. income ≈ HK$214,110/mo (50% DSR)
Upfront cash ≈ HK$23.97M (deposit + AVD stamp duty HK$1,877,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,070
−HK$6,055/mo
▼ 0.25% · 3.875%
HK$115,076
−HK$3,049/mo
Today · 4.125%
HK$118,125
baseline
▲ 0.50% · 4.625%
HK$124,352
+HK$6,227/mo
Deposit HK$22.09M · loan HK$22.09M · min. income ≈ HK$236,250/mo (50% DSR)
Upfront cash ≈ HK$23.97M (deposit + AVD stamp duty HK$1,877,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,886
−HK$7,580/mo
▼ 0.25% · 3.875%
HK$124,646
−HK$3,820/mo
Today · 4.125%
HK$128,466
baseline
▲ 0.50% · 4.625%
HK$136,283
+HK$7,817/mo
Deposit HK$17.67M · loan HK$26.51M · min. income ≈ HK$256,932/mo (50% DSR)
Upfront cash ≈ HK$19.55M (deposit + AVD stamp duty HK$1,877,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,484
−HK$7,266/mo
▼ 0.25% · 3.875%
HK$138,091
−HK$3,659/mo
Today · 4.125%
HK$141,750
baseline
▲ 0.50% · 4.625%
HK$149,222
+HK$7,472/mo
Deposit HK$17.67M · loan HK$26.51M · min. income ≈ HK$283,500/mo (50% DSR)
Upfront cash ≈ HK$19.55M (deposit + AVD stamp duty HK$1,877,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,033
−HK$8,844/mo
▼ 0.25% · 3.875%
HK$145,420
−HK$4,457/mo
Today · 4.125%
HK$149,877
baseline
▲ 0.50% · 4.625%
HK$158,997
+HK$9,120/mo
Deposit HK$13.25M · loan HK$30.92M · min. income ≈ HK$299,754/mo (50% DSR)
Upfront cash ≈ HK$15.13M (deposit + AVD stamp duty HK$1,877,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,898
−HK$8,477/mo
▼ 0.25% · 3.875%
HK$161,106
−HK$4,269/mo
Today · 4.125%
HK$165,375
baseline
▲ 0.50% · 4.625%
HK$174,092
+HK$8,717/mo
Deposit HK$13.25M · loan HK$30.92M · min. income ≈ HK$330,750/mo (50% DSR)
Upfront cash ≈ HK$15.13M (deposit + AVD stamp duty HK$1,877,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,329
−HK$11,371/mo
▼ 0.25% · 3.875%
HK$186,969
−HK$5,731/mo
Today · 4.125%
HK$192,700
baseline
▲ 0.50% · 4.625%
HK$204,425
+HK$11,725/mo
Deposit HK$4.42M · loan HK$39.76M · min. income ≈ HK$385,400/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$1,877,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,726
−HK$10,899/mo
▼ 0.25% · 3.875%
HK$207,137
−HK$5,488/mo
Today · 4.125%
HK$212,625
baseline
▲ 0.50% · 4.625%
HK$223,833
+HK$11,208/mo
Deposit HK$4.42M · loan HK$39.76M · min. income ≈ HK$425,250/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$1,877,584 · Scale 2, in force from 26 Feb 2026)