LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,740
−HK$6,317/mo
▼ 0.25% · 3.875%
HK$103,873
−HK$3,184/mo
Today · 4.125%
HK$107,057
baseline
▲ 0.50% · 4.625%
HK$113,571
+HK$6,514/mo
Deposit HK$22.09M · loan HK$22.09M · min. income ≈ HK$214,114/mo (50% DSR)
Upfront cash ≈ HK$23.97M (deposit + AVD stamp duty HK$1,877,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,072
−HK$6,055/mo
▼ 0.25% · 3.875%
HK$115,078
−HK$3,049/mo
Today · 4.125%
HK$118,127
baseline
▲ 0.50% · 4.625%
HK$124,353
+HK$6,226/mo
Deposit HK$22.09M · loan HK$22.09M · min. income ≈ HK$236,254/mo (50% DSR)
Upfront cash ≈ HK$23.97M (deposit + AVD stamp duty HK$1,877,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,888
−HK$7,580/mo
▼ 0.25% · 3.875%
HK$124,648
−HK$3,820/mo
Today · 4.125%
HK$128,468
baseline
▲ 0.50% · 4.625%
HK$136,285
+HK$7,817/mo
Deposit HK$17.67M · loan HK$26.51M · min. income ≈ HK$256,936/mo (50% DSR)
Upfront cash ≈ HK$19.55M (deposit + AVD stamp duty HK$1,877,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,486
−HK$7,266/mo
▼ 0.25% · 3.875%
HK$138,093
−HK$3,659/mo
Today · 4.125%
HK$141,752
baseline
▲ 0.50% · 4.625%
HK$149,224
+HK$7,472/mo
Deposit HK$17.67M · loan HK$26.51M · min. income ≈ HK$283,504/mo (50% DSR)
Upfront cash ≈ HK$19.55M (deposit + AVD stamp duty HK$1,877,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,036
−HK$8,844/mo
▼ 0.25% · 3.875%
HK$145,423
−HK$4,457/mo
Today · 4.125%
HK$149,880
baseline
▲ 0.50% · 4.625%
HK$159,000
+HK$9,120/mo
Deposit HK$13.25M · loan HK$30.93M · min. income ≈ HK$299,760/mo (50% DSR)
Upfront cash ≈ HK$15.13M (deposit + AVD stamp duty HK$1,877,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,901
−HK$8,477/mo
▼ 0.25% · 3.875%
HK$161,109
−HK$4,269/mo
Today · 4.125%
HK$165,378
baseline
▲ 0.50% · 4.625%
HK$174,095
+HK$8,717/mo
Deposit HK$13.25M · loan HK$30.93M · min. income ≈ HK$330,756/mo (50% DSR)
Upfront cash ≈ HK$15.13M (deposit + AVD stamp duty HK$1,877,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,331
−HK$11,372/mo
▼ 0.25% · 3.875%
HK$186,972
−HK$5,731/mo
Today · 4.125%
HK$192,703
baseline
▲ 0.50% · 4.625%
HK$204,428
+HK$11,725/mo
Deposit HK$4.42M · loan HK$39.76M · min. income ≈ HK$385,406/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$1,877,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,729
−HK$10,899/mo
▼ 0.25% · 3.875%
HK$207,140
−HK$5,488/mo
Today · 4.125%
HK$212,628
baseline
▲ 0.50% · 4.625%
HK$223,836
+HK$11,208/mo
Deposit HK$4.42M · loan HK$39.76M · min. income ≈ HK$425,256/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$1,877,613 · Scale 2, in force from 26 Feb 2026)