LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,752
−HK$6,318/mo
▼ 0.25% · 3.875%
HK$103,886
−HK$3,184/mo
Today · 4.125%
HK$107,070
baseline
▲ 0.50% · 4.625%
HK$113,585
+HK$6,515/mo
Deposit HK$22.09M · loan HK$22.09M · min. income ≈ HK$214,140/mo (50% DSR)
Upfront cash ≈ HK$23.97M (deposit + AVD stamp duty HK$1,877,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,085
−HK$6,056/mo
▼ 0.25% · 3.875%
HK$115,092
−HK$3,049/mo
Today · 4.125%
HK$118,141
baseline
▲ 0.50% · 4.625%
HK$124,368
+HK$6,227/mo
Deposit HK$22.09M · loan HK$22.09M · min. income ≈ HK$236,282/mo (50% DSR)
Upfront cash ≈ HK$23.97M (deposit + AVD stamp duty HK$1,877,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,902
−HK$7,582/mo
▼ 0.25% · 3.875%
HK$124,663
−HK$3,821/mo
Today · 4.125%
HK$128,484
baseline
▲ 0.50% · 4.625%
HK$136,302
+HK$7,818/mo
Deposit HK$17.67M · loan HK$26.51M · min. income ≈ HK$256,968/mo (50% DSR)
Upfront cash ≈ HK$19.55M (deposit + AVD stamp duty HK$1,877,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,503
−HK$7,266/mo
▼ 0.25% · 3.875%
HK$138,110
−HK$3,659/mo
Today · 4.125%
HK$141,769
baseline
▲ 0.50% · 4.625%
HK$149,242
+HK$7,473/mo
Deposit HK$17.67M · loan HK$26.51M · min. income ≈ HK$283,538/mo (50% DSR)
Upfront cash ≈ HK$19.55M (deposit + AVD stamp duty HK$1,877,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,053
−HK$8,845/mo
▼ 0.25% · 3.875%
HK$145,440
−HK$4,458/mo
Today · 4.125%
HK$149,898
baseline
▲ 0.50% · 4.625%
HK$159,019
+HK$9,121/mo
Deposit HK$13.26M · loan HK$30.93M · min. income ≈ HK$299,796/mo (50% DSR)
Upfront cash ≈ HK$15.13M (deposit + AVD stamp duty HK$1,877,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,920
−HK$8,477/mo
▼ 0.25% · 3.875%
HK$161,128
−HK$4,269/mo
Today · 4.125%
HK$165,397
baseline
▲ 0.50% · 4.625%
HK$174,116
+HK$8,719/mo
Deposit HK$13.26M · loan HK$30.93M · min. income ≈ HK$330,794/mo (50% DSR)
Upfront cash ≈ HK$15.13M (deposit + AVD stamp duty HK$1,877,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,353
−HK$11,373/mo
▼ 0.25% · 3.875%
HK$186,994
−HK$5,732/mo
Today · 4.125%
HK$192,726
baseline
▲ 0.50% · 4.625%
HK$204,453
+HK$11,727/mo
Deposit HK$4.42M · loan HK$39.77M · min. income ≈ HK$385,452/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$1,877,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,754
−HK$10,900/mo
▼ 0.25% · 3.875%
HK$207,165
−HK$5,489/mo
Today · 4.125%
HK$212,654
baseline
▲ 0.50% · 4.625%
HK$223,863
+HK$11,209/mo
Deposit HK$4.42M · loan HK$39.77M · min. income ≈ HK$425,308/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$1,877,839 · Scale 2, in force from 26 Feb 2026)