LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,753
−HK$6,318/mo
▼ 0.25% · 3.875%
HK$103,887
−HK$3,184/mo
Today · 4.125%
HK$107,071
baseline
▲ 0.50% · 4.625%
HK$113,586
+HK$6,515/mo
Deposit HK$22.09M · loan HK$22.09M · min. income ≈ HK$214,142/mo (50% DSR)
Upfront cash ≈ HK$23.97M (deposit + AVD stamp duty HK$1,877,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,087
−HK$6,055/mo
▼ 0.25% · 3.875%
HK$115,093
−HK$3,049/mo
Today · 4.125%
HK$118,142
baseline
▲ 0.50% · 4.625%
HK$124,370
+HK$6,228/mo
Deposit HK$22.09M · loan HK$22.09M · min. income ≈ HK$236,284/mo (50% DSR)
Upfront cash ≈ HK$23.97M (deposit + AVD stamp duty HK$1,877,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,904
−HK$7,581/mo
▼ 0.25% · 3.875%
HK$124,664
−HK$3,821/mo
Today · 4.125%
HK$128,485
baseline
▲ 0.50% · 4.625%
HK$136,303
+HK$7,818/mo
Deposit HK$17.67M · loan HK$26.51M · min. income ≈ HK$256,970/mo (50% DSR)
Upfront cash ≈ HK$19.55M (deposit + AVD stamp duty HK$1,877,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,504
−HK$7,267/mo
▼ 0.25% · 3.875%
HK$138,111
−HK$3,660/mo
Today · 4.125%
HK$141,771
baseline
▲ 0.50% · 4.625%
HK$149,244
+HK$7,473/mo
Deposit HK$17.67M · loan HK$26.51M · min. income ≈ HK$283,542/mo (50% DSR)
Upfront cash ≈ HK$19.55M (deposit + AVD stamp duty HK$1,877,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,054
−HK$8,846/mo
▼ 0.25% · 3.875%
HK$145,442
−HK$4,458/mo
Today · 4.125%
HK$149,900
baseline
▲ 0.50% · 4.625%
HK$159,021
+HK$9,121/mo
Deposit HK$13.26M · loan HK$30.93M · min. income ≈ HK$299,800/mo (50% DSR)
Upfront cash ≈ HK$15.13M (deposit + AVD stamp duty HK$1,877,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,921
−HK$8,478/mo
▼ 0.25% · 3.875%
HK$161,130
−HK$4,269/mo
Today · 4.125%
HK$165,399
baseline
▲ 0.50% · 4.625%
HK$174,118
+HK$8,719/mo
Deposit HK$13.26M · loan HK$30.93M · min. income ≈ HK$330,798/mo (50% DSR)
Upfront cash ≈ HK$15.13M (deposit + AVD stamp duty HK$1,877,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,355
−HK$11,373/mo
▼ 0.25% · 3.875%
HK$186,997
−HK$5,731/mo
Today · 4.125%
HK$192,728
baseline
▲ 0.50% · 4.625%
HK$204,455
+HK$11,727/mo
Deposit HK$4.42M · loan HK$39.77M · min. income ≈ HK$385,456/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$1,877,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,756
−HK$10,900/mo
▼ 0.25% · 3.875%
HK$207,167
−HK$5,489/mo
Today · 4.125%
HK$212,656
baseline
▲ 0.50% · 4.625%
HK$223,866
+HK$11,210/mo
Deposit HK$4.42M · loan HK$39.77M · min. income ≈ HK$425,312/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$1,877,861 · Scale 2, in force from 26 Feb 2026)