LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,759
−HK$6,319/mo
▼ 0.25% · 3.875%
HK$103,893
−HK$3,185/mo
Today · 4.125%
HK$107,078
baseline
▲ 0.50% · 4.625%
HK$113,593
+HK$6,515/mo
Deposit HK$22.09M · loan HK$22.09M · min. income ≈ HK$214,156/mo (50% DSR)
Upfront cash ≈ HK$23.97M (deposit + AVD stamp duty HK$1,877,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,094
−HK$6,056/mo
▼ 0.25% · 3.875%
HK$115,100
−HK$3,050/mo
Today · 4.125%
HK$118,150
baseline
▲ 0.50% · 4.625%
HK$124,378
+HK$6,228/mo
Deposit HK$22.09M · loan HK$22.09M · min. income ≈ HK$236,300/mo (50% DSR)
Upfront cash ≈ HK$23.97M (deposit + AVD stamp duty HK$1,877,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,911
−HK$7,582/mo
▼ 0.25% · 3.875%
HK$124,672
−HK$3,821/mo
Today · 4.125%
HK$128,493
baseline
▲ 0.50% · 4.625%
HK$136,312
+HK$7,819/mo
Deposit HK$17.68M · loan HK$26.51M · min. income ≈ HK$256,986/mo (50% DSR)
Upfront cash ≈ HK$19.55M (deposit + AVD stamp duty HK$1,877,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,512
−HK$7,268/mo
▼ 0.25% · 3.875%
HK$138,120
−HK$3,660/mo
Today · 4.125%
HK$141,780
baseline
▲ 0.50% · 4.625%
HK$149,253
+HK$7,473/mo
Deposit HK$17.68M · loan HK$26.51M · min. income ≈ HK$283,560/mo (50% DSR)
Upfront cash ≈ HK$19.55M (deposit + AVD stamp duty HK$1,877,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,063
−HK$8,846/mo
▼ 0.25% · 3.875%
HK$145,451
−HK$4,458/mo
Today · 4.125%
HK$149,909
baseline
▲ 0.50% · 4.625%
HK$159,030
+HK$9,121/mo
Deposit HK$13.26M · loan HK$30.93M · min. income ≈ HK$299,818/mo (50% DSR)
Upfront cash ≈ HK$15.13M (deposit + AVD stamp duty HK$1,877,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,931
−HK$8,479/mo
▼ 0.25% · 3.875%
HK$161,140
−HK$4,270/mo
Today · 4.125%
HK$165,410
baseline
▲ 0.50% · 4.625%
HK$174,129
+HK$8,719/mo
Deposit HK$13.26M · loan HK$30.93M · min. income ≈ HK$330,820/mo (50% DSR)
Upfront cash ≈ HK$15.13M (deposit + AVD stamp duty HK$1,877,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,367
−HK$11,373/mo
▼ 0.25% · 3.875%
HK$187,008
−HK$5,732/mo
Today · 4.125%
HK$192,740
baseline
▲ 0.50% · 4.625%
HK$204,468
+HK$11,728/mo
Deposit HK$4.42M · loan HK$39.77M · min. income ≈ HK$385,480/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$1,877,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,769
−HK$10,900/mo
▼ 0.25% · 3.875%
HK$207,180
−HK$5,489/mo
Today · 4.125%
HK$212,669
baseline
▲ 0.50% · 4.625%
HK$223,880
+HK$11,211/mo
Deposit HK$4.42M · loan HK$39.77M · min. income ≈ HK$425,338/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$1,877,977 · Scale 2, in force from 26 Feb 2026)