LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,760
−HK$6,319/mo
▼ 0.25% · 3.875%
HK$103,894
−HK$3,185/mo
Today · 4.125%
HK$107,079
baseline
▲ 0.50% · 4.625%
HK$113,594
+HK$6,515/mo
Deposit HK$22.09M · loan HK$22.09M · min. income ≈ HK$214,158/mo (50% DSR)
Upfront cash ≈ HK$23.97M (deposit + AVD stamp duty HK$1,877,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,095
−HK$6,056/mo
▼ 0.25% · 3.875%
HK$115,101
−HK$3,050/mo
Today · 4.125%
HK$118,151
baseline
▲ 0.50% · 4.625%
HK$124,379
+HK$6,228/mo
Deposit HK$22.09M · loan HK$22.09M · min. income ≈ HK$236,302/mo (50% DSR)
Upfront cash ≈ HK$23.97M (deposit + AVD stamp duty HK$1,877,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,912
−HK$7,582/mo
▼ 0.25% · 3.875%
HK$124,673
−HK$3,821/mo
Today · 4.125%
HK$128,494
baseline
▲ 0.50% · 4.625%
HK$136,313
+HK$7,819/mo
Deposit HK$17.68M · loan HK$26.51M · min. income ≈ HK$256,988/mo (50% DSR)
Upfront cash ≈ HK$19.55M (deposit + AVD stamp duty HK$1,877,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,514
−HK$7,267/mo
▼ 0.25% · 3.875%
HK$138,121
−HK$3,660/mo
Today · 4.125%
HK$141,781
baseline
▲ 0.50% · 4.625%
HK$149,254
+HK$7,473/mo
Deposit HK$17.68M · loan HK$26.51M · min. income ≈ HK$283,562/mo (50% DSR)
Upfront cash ≈ HK$19.55M (deposit + AVD stamp duty HK$1,877,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,064
−HK$8,846/mo
▼ 0.25% · 3.875%
HK$145,452
−HK$4,458/mo
Today · 4.125%
HK$149,910
baseline
▲ 0.50% · 4.625%
HK$159,032
+HK$9,122/mo
Deposit HK$13.26M · loan HK$30.93M · min. income ≈ HK$299,820/mo (50% DSR)
Upfront cash ≈ HK$15.13M (deposit + AVD stamp duty HK$1,877,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,932
−HK$8,479/mo
▼ 0.25% · 3.875%
HK$161,141
−HK$4,270/mo
Today · 4.125%
HK$165,411
baseline
▲ 0.50% · 4.625%
HK$174,130
+HK$8,719/mo
Deposit HK$13.26M · loan HK$30.93M · min. income ≈ HK$330,822/mo (50% DSR)
Upfront cash ≈ HK$15.13M (deposit + AVD stamp duty HK$1,877,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,368
−HK$11,374/mo
▼ 0.25% · 3.875%
HK$187,010
−HK$5,732/mo
Today · 4.125%
HK$192,742
baseline
▲ 0.50% · 4.625%
HK$204,469
+HK$11,727/mo
Deposit HK$4.42M · loan HK$39.77M · min. income ≈ HK$385,484/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$1,877,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,770
−HK$10,901/mo
▼ 0.25% · 3.875%
HK$207,182
−HK$5,489/mo
Today · 4.125%
HK$212,671
baseline
▲ 0.50% · 4.625%
HK$223,882
+HK$11,211/mo
Deposit HK$4.42M · loan HK$39.77M · min. income ≈ HK$425,342/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$1,877,993 · Scale 2, in force from 26 Feb 2026)