LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,763
−HK$6,318/mo
▼ 0.25% · 3.875%
HK$103,897
−HK$3,184/mo
Today · 4.125%
HK$107,081
baseline
▲ 0.50% · 4.625%
HK$113,597
+HK$6,516/mo
Deposit HK$22.09M · loan HK$22.09M · min. income ≈ HK$214,162/mo (50% DSR)
Upfront cash ≈ HK$23.97M (deposit + AVD stamp duty HK$1,878,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,097
−HK$6,057/mo
▼ 0.25% · 3.875%
HK$115,104
−HK$3,050/mo
Today · 4.125%
HK$118,154
baseline
▲ 0.50% · 4.625%
HK$124,382
+HK$6,228/mo
Deposit HK$22.09M · loan HK$22.09M · min. income ≈ HK$236,308/mo (50% DSR)
Upfront cash ≈ HK$23.97M (deposit + AVD stamp duty HK$1,878,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,915
−HK$7,582/mo
▼ 0.25% · 3.875%
HK$124,676
−HK$3,821/mo
Today · 4.125%
HK$128,497
baseline
▲ 0.50% · 4.625%
HK$136,316
+HK$7,819/mo
Deposit HK$17.68M · loan HK$26.51M · min. income ≈ HK$256,994/mo (50% DSR)
Upfront cash ≈ HK$19.55M (deposit + AVD stamp duty HK$1,878,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,517
−HK$7,267/mo
▼ 0.25% · 3.875%
HK$138,124
−HK$3,660/mo
Today · 4.125%
HK$141,784
baseline
▲ 0.50% · 4.625%
HK$149,258
+HK$7,474/mo
Deposit HK$17.68M · loan HK$26.51M · min. income ≈ HK$283,568/mo (50% DSR)
Upfront cash ≈ HK$19.55M (deposit + AVD stamp duty HK$1,878,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,068
−HK$8,846/mo
▼ 0.25% · 3.875%
HK$145,456
−HK$4,458/mo
Today · 4.125%
HK$149,914
baseline
▲ 0.50% · 4.625%
HK$159,036
+HK$9,122/mo
Deposit HK$13.26M · loan HK$30.93M · min. income ≈ HK$299,828/mo (50% DSR)
Upfront cash ≈ HK$15.13M (deposit + AVD stamp duty HK$1,878,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,936
−HK$8,479/mo
▼ 0.25% · 3.875%
HK$161,145
−HK$4,270/mo
Today · 4.125%
HK$165,415
baseline
▲ 0.50% · 4.625%
HK$174,134
+HK$8,719/mo
Deposit HK$13.26M · loan HK$30.93M · min. income ≈ HK$330,830/mo (50% DSR)
Upfront cash ≈ HK$15.13M (deposit + AVD stamp duty HK$1,878,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,373
−HK$11,373/mo
▼ 0.25% · 3.875%
HK$187,014
−HK$5,732/mo
Today · 4.125%
HK$192,746
baseline
▲ 0.50% · 4.625%
HK$204,474
+HK$11,728/mo
Deposit HK$4.42M · loan HK$39.77M · min. income ≈ HK$385,492/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$1,878,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,775
−HK$10,901/mo
▼ 0.25% · 3.875%
HK$207,187
−HK$5,489/mo
Today · 4.125%
HK$212,676
baseline
▲ 0.50% · 4.625%
HK$223,887
+HK$11,211/mo
Deposit HK$4.42M · loan HK$39.77M · min. income ≈ HK$425,352/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$1,878,038 · Scale 2, in force from 26 Feb 2026)