LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,765
−HK$6,319/mo
▼ 0.25% · 3.875%
HK$103,899
−HK$3,185/mo
Today · 4.125%
HK$107,084
baseline
▲ 0.50% · 4.625%
HK$113,600
+HK$6,516/mo
Deposit HK$22.10M · loan HK$22.10M · min. income ≈ HK$214,168/mo (50% DSR)
Upfront cash ≈ HK$23.97M (deposit + AVD stamp duty HK$1,878,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,100
−HK$6,057/mo
▼ 0.25% · 3.875%
HK$115,107
−HK$3,050/mo
Today · 4.125%
HK$118,157
baseline
▲ 0.50% · 4.625%
HK$124,385
+HK$6,228/mo
Deposit HK$22.10M · loan HK$22.10M · min. income ≈ HK$236,314/mo (50% DSR)
Upfront cash ≈ HK$23.97M (deposit + AVD stamp duty HK$1,878,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,918
−HK$7,583/mo
▼ 0.25% · 3.875%
HK$124,679
−HK$3,822/mo
Today · 4.125%
HK$128,501
baseline
▲ 0.50% · 4.625%
HK$136,320
+HK$7,819/mo
Deposit HK$17.68M · loan HK$26.51M · min. income ≈ HK$257,002/mo (50% DSR)
Upfront cash ≈ HK$19.55M (deposit + AVD stamp duty HK$1,878,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,520
−HK$7,268/mo
▼ 0.25% · 3.875%
HK$138,128
−HK$3,660/mo
Today · 4.125%
HK$141,788
baseline
▲ 0.50% · 4.625%
HK$149,262
+HK$7,474/mo
Deposit HK$17.68M · loan HK$26.51M · min. income ≈ HK$283,576/mo (50% DSR)
Upfront cash ≈ HK$19.55M (deposit + AVD stamp duty HK$1,878,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,071
−HK$8,846/mo
▼ 0.25% · 3.875%
HK$145,459
−HK$4,458/mo
Today · 4.125%
HK$149,917
baseline
▲ 0.50% · 4.625%
HK$159,040
+HK$9,123/mo
Deposit HK$13.26M · loan HK$30.93M · min. income ≈ HK$299,834/mo (50% DSR)
Upfront cash ≈ HK$15.14M (deposit + AVD stamp duty HK$1,878,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,940
−HK$8,479/mo
▼ 0.25% · 3.875%
HK$161,149
−HK$4,270/mo
Today · 4.125%
HK$165,419
baseline
▲ 0.50% · 4.625%
HK$174,139
+HK$8,720/mo
Deposit HK$13.26M · loan HK$30.93M · min. income ≈ HK$330,838/mo (50% DSR)
Upfront cash ≈ HK$15.14M (deposit + AVD stamp duty HK$1,878,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,377
−HK$11,374/mo
▼ 0.25% · 3.875%
HK$187,019
−HK$5,732/mo
Today · 4.125%
HK$192,751
baseline
▲ 0.50% · 4.625%
HK$204,479
+HK$11,728/mo
Deposit HK$4.42M · loan HK$39.77M · min. income ≈ HK$385,502/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$1,878,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,780
−HK$10,902/mo
▼ 0.25% · 3.875%
HK$207,192
−HK$5,490/mo
Today · 4.125%
HK$212,682
baseline
▲ 0.50% · 4.625%
HK$223,892
+HK$11,210/mo
Deposit HK$4.42M · loan HK$39.77M · min. income ≈ HK$425,364/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$1,878,085 · Scale 2, in force from 26 Feb 2026)