LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,766
−HK$6,319/mo
▼ 0.25% · 3.875%
HK$103,901
−HK$3,184/mo
Today · 4.125%
HK$107,085
baseline
▲ 0.50% · 4.625%
HK$113,601
+HK$6,516/mo
Deposit HK$22.10M · loan HK$22.10M · min. income ≈ HK$214,170/mo (50% DSR)
Upfront cash ≈ HK$23.97M (deposit + AVD stamp duty HK$1,878,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,101
−HK$6,057/mo
▼ 0.25% · 3.875%
HK$115,108
−HK$3,050/mo
Today · 4.125%
HK$118,158
baseline
▲ 0.50% · 4.625%
HK$124,386
+HK$6,228/mo
Deposit HK$22.10M · loan HK$22.10M · min. income ≈ HK$236,316/mo (50% DSR)
Upfront cash ≈ HK$23.97M (deposit + AVD stamp duty HK$1,878,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,919
−HK$7,583/mo
▼ 0.25% · 3.875%
HK$124,681
−HK$3,821/mo
Today · 4.125%
HK$128,502
baseline
▲ 0.50% · 4.625%
HK$136,321
+HK$7,819/mo
Deposit HK$17.68M · loan HK$26.51M · min. income ≈ HK$257,004/mo (50% DSR)
Upfront cash ≈ HK$19.55M (deposit + AVD stamp duty HK$1,878,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,522
−HK$7,267/mo
▼ 0.25% · 3.875%
HK$138,129
−HK$3,660/mo
Today · 4.125%
HK$141,789
baseline
▲ 0.50% · 4.625%
HK$149,263
+HK$7,474/mo
Deposit HK$17.68M · loan HK$26.51M · min. income ≈ HK$283,578/mo (50% DSR)
Upfront cash ≈ HK$19.55M (deposit + AVD stamp duty HK$1,878,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,073
−HK$8,846/mo
▼ 0.25% · 3.875%
HK$145,461
−HK$4,458/mo
Today · 4.125%
HK$149,919
baseline
▲ 0.50% · 4.625%
HK$159,041
+HK$9,122/mo
Deposit HK$13.26M · loan HK$30.93M · min. income ≈ HK$299,838/mo (50% DSR)
Upfront cash ≈ HK$15.14M (deposit + AVD stamp duty HK$1,878,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,942
−HK$8,479/mo
▼ 0.25% · 3.875%
HK$161,151
−HK$4,270/mo
Today · 4.125%
HK$165,421
baseline
▲ 0.50% · 4.625%
HK$174,141
+HK$8,720/mo
Deposit HK$13.26M · loan HK$30.93M · min. income ≈ HK$330,842/mo (50% DSR)
Upfront cash ≈ HK$15.14M (deposit + AVD stamp duty HK$1,878,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,379
−HK$11,374/mo
▼ 0.25% · 3.875%
HK$187,021
−HK$5,732/mo
Today · 4.125%
HK$192,753
baseline
▲ 0.50% · 4.625%
HK$204,482
+HK$11,729/mo
Deposit HK$4.42M · loan HK$39.77M · min. income ≈ HK$385,506/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$1,878,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,782
−HK$10,902/mo
▼ 0.25% · 3.875%
HK$207,194
−HK$5,490/mo
Today · 4.125%
HK$212,684
baseline
▲ 0.50% · 4.625%
HK$223,895
+HK$11,211/mo
Deposit HK$4.42M · loan HK$39.77M · min. income ≈ HK$425,368/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$1,878,107 · Scale 2, in force from 26 Feb 2026)