LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,775
−HK$6,319/mo
▼ 0.25% · 3.875%
HK$103,909
−HK$3,185/mo
Today · 4.125%
HK$107,094
baseline
▲ 0.50% · 4.625%
HK$113,610
+HK$6,516/mo
Deposit HK$22.10M · loan HK$22.10M · min. income ≈ HK$214,188/mo (50% DSR)
Upfront cash ≈ HK$23.98M (deposit + AVD stamp duty HK$1,878,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,111
−HK$6,057/mo
▼ 0.25% · 3.875%
HK$115,117
−HK$3,051/mo
Today · 4.125%
HK$118,168
baseline
▲ 0.50% · 4.625%
HK$124,396
+HK$6,228/mo
Deposit HK$22.10M · loan HK$22.10M · min. income ≈ HK$236,336/mo (50% DSR)
Upfront cash ≈ HK$23.98M (deposit + AVD stamp duty HK$1,878,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,929
−HK$7,584/mo
▼ 0.25% · 3.875%
HK$124,691
−HK$3,822/mo
Today · 4.125%
HK$128,513
baseline
▲ 0.50% · 4.625%
HK$136,333
+HK$7,820/mo
Deposit HK$17.68M · loan HK$26.52M · min. income ≈ HK$257,026/mo (50% DSR)
Upfront cash ≈ HK$19.56M (deposit + AVD stamp duty HK$1,878,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,533
−HK$7,268/mo
▼ 0.25% · 3.875%
HK$138,141
−HK$3,660/mo
Today · 4.125%
HK$141,801
baseline
▲ 0.50% · 4.625%
HK$149,276
+HK$7,475/mo
Deposit HK$17.68M · loan HK$26.52M · min. income ≈ HK$283,602/mo (50% DSR)
Upfront cash ≈ HK$19.56M (deposit + AVD stamp duty HK$1,878,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,084
−HK$8,848/mo
▼ 0.25% · 3.875%
HK$145,473
−HK$4,459/mo
Today · 4.125%
HK$149,932
baseline
▲ 0.50% · 4.625%
HK$159,055
+HK$9,123/mo
Deposit HK$13.26M · loan HK$30.94M · min. income ≈ HK$299,864/mo (50% DSR)
Upfront cash ≈ HK$15.14M (deposit + AVD stamp duty HK$1,878,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,955
−HK$8,480/mo
▼ 0.25% · 3.875%
HK$161,164
−HK$4,271/mo
Today · 4.125%
HK$165,435
baseline
▲ 0.50% · 4.625%
HK$174,155
+HK$8,720/mo
Deposit HK$13.26M · loan HK$30.94M · min. income ≈ HK$330,870/mo (50% DSR)
Upfront cash ≈ HK$15.14M (deposit + AVD stamp duty HK$1,878,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,394
−HK$11,375/mo
▼ 0.25% · 3.875%
HK$187,037
−HK$5,732/mo
Today · 4.125%
HK$192,769
baseline
▲ 0.50% · 4.625%
HK$204,499
+HK$11,730/mo
Deposit HK$4.42M · loan HK$39.77M · min. income ≈ HK$385,538/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$1,878,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,799
−HK$10,903/mo
▼ 0.25% · 3.875%
HK$207,211
−HK$5,491/mo
Today · 4.125%
HK$212,702
baseline
▲ 0.50% · 4.625%
HK$223,914
+HK$11,212/mo
Deposit HK$4.42M · loan HK$39.77M · min. income ≈ HK$425,404/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$1,878,263 · Scale 2, in force from 26 Feb 2026)