LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,078
−HK$632/mo
▼ 0.25% · 3.875%
HK$10,391
−HK$319/mo
Today · 4.125%
HK$10,710
baseline
▲ 0.50% · 4.625%
HK$11,361
+HK$651/mo
Deposit HK$2.21M · loan HK$2.21M · min. income ≈ HK$21,420/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$66,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,211
−HK$606/mo
▼ 0.25% · 3.875%
HK$11,512
−HK$305/mo
Today · 4.125%
HK$11,817
baseline
▲ 0.50% · 4.625%
HK$12,440
+HK$623/mo
Deposit HK$2.21M · loan HK$2.21M · min. income ≈ HK$23,634/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$66,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,093
−HK$759/mo
▼ 0.25% · 3.875%
HK$12,470
−HK$382/mo
Today · 4.125%
HK$12,852
baseline
▲ 0.50% · 4.625%
HK$13,634
+HK$782/mo
Deposit HK$1.77M · loan HK$2.65M · min. income ≈ HK$25,704/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$66,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,454
−HK$727/mo
▼ 0.25% · 3.875%
HK$13,815
−HK$366/mo
Today · 4.125%
HK$14,181
baseline
▲ 0.50% · 4.625%
HK$14,928
+HK$747/mo
Deposit HK$1.77M · loan HK$2.65M · min. income ≈ HK$28,362/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$66,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,109
−HK$885/mo
▼ 0.25% · 3.875%
HK$14,548
−HK$446/mo
Today · 4.125%
HK$14,994
baseline
▲ 0.50% · 4.625%
HK$15,906
+HK$912/mo
Deposit HK$1.33M · loan HK$3.09M · min. income ≈ HK$29,988/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$66,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,696
−HK$848/mo
▼ 0.25% · 3.875%
HK$16,117
−HK$427/mo
Today · 4.125%
HK$16,544
baseline
▲ 0.50% · 4.625%
HK$17,416
+HK$872/mo
Deposit HK$1.33M · loan HK$3.09M · min. income ≈ HK$33,088/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$66,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,140
−HK$1,138/mo
▼ 0.25% · 3.875%
HK$18,704
−HK$574/mo
Today · 4.125%
HK$19,278
baseline
▲ 0.50% · 4.625%
HK$20,451
+HK$1,173/mo
Deposit HK$442K · loan HK$3.98M · min. income ≈ HK$38,556/mo (50% DSR)
Upfront cash ≈ HK$508K (deposit + AVD stamp duty HK$66,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,181
−HK$1,090/mo
▼ 0.25% · 3.875%
HK$20,722
−HK$549/mo
Today · 4.125%
HK$21,271
baseline
▲ 0.50% · 4.625%
HK$22,392
+HK$1,121/mo
Deposit HK$442K · loan HK$3.98M · min. income ≈ HK$42,542/mo (50% DSR)
Upfront cash ≈ HK$508K (deposit + AVD stamp duty HK$66,294 · Scale 2, in force from 26 Feb 2026)