LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,079
−HK$632/mo
▼ 0.25% · 3.875%
HK$10,392
−HK$319/mo
Today · 4.125%
HK$10,711
baseline
▲ 0.50% · 4.625%
HK$11,363
+HK$652/mo
Deposit HK$2.21M · loan HK$2.21M · min. income ≈ HK$21,422/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$66,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,213
−HK$606/mo
▼ 0.25% · 3.875%
HK$11,513
−HK$306/mo
Today · 4.125%
HK$11,819
baseline
▲ 0.50% · 4.625%
HK$12,442
+HK$623/mo
Deposit HK$2.21M · loan HK$2.21M · min. income ≈ HK$23,638/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$66,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,095
−HK$758/mo
▼ 0.25% · 3.875%
HK$12,471
−HK$382/mo
Today · 4.125%
HK$12,853
baseline
▲ 0.50% · 4.625%
HK$13,635
+HK$782/mo
Deposit HK$1.77M · loan HK$2.65M · min. income ≈ HK$25,706/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$66,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,455
−HK$727/mo
▼ 0.25% · 3.875%
HK$13,816
−HK$366/mo
Today · 4.125%
HK$14,182
baseline
▲ 0.50% · 4.625%
HK$14,930
+HK$748/mo
Deposit HK$1.77M · loan HK$2.65M · min. income ≈ HK$28,364/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$66,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,111
−HK$884/mo
▼ 0.25% · 3.875%
HK$14,549
−HK$446/mo
Today · 4.125%
HK$14,995
baseline
▲ 0.50% · 4.625%
HK$15,908
+HK$913/mo
Deposit HK$1.33M · loan HK$3.09M · min. income ≈ HK$29,990/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$66,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,698
−HK$848/mo
▼ 0.25% · 3.875%
HK$16,119
−HK$427/mo
Today · 4.125%
HK$16,546
baseline
▲ 0.50% · 4.625%
HK$17,418
+HK$872/mo
Deposit HK$1.33M · loan HK$3.09M · min. income ≈ HK$33,092/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$66,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,142
−HK$1,138/mo
▼ 0.25% · 3.875%
HK$18,706
−HK$574/mo
Today · 4.125%
HK$19,280
baseline
▲ 0.50% · 4.625%
HK$20,453
+HK$1,173/mo
Deposit HK$442K · loan HK$3.98M · min. income ≈ HK$38,560/mo (50% DSR)
Upfront cash ≈ HK$508K (deposit + AVD stamp duty HK$66,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,183
−HK$1,090/mo
▼ 0.25% · 3.875%
HK$20,724
−HK$549/mo
Today · 4.125%
HK$21,273
baseline
▲ 0.50% · 4.625%
HK$22,395
+HK$1,122/mo
Deposit HK$442K · loan HK$3.98M · min. income ≈ HK$42,546/mo (50% DSR)
Upfront cash ≈ HK$508K (deposit + AVD stamp duty HK$66,302 · Scale 2, in force from 26 Feb 2026)