LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,801
−HK$6,321/mo
▼ 0.25% · 3.875%
HK$103,936
−HK$3,186/mo
Today · 4.125%
HK$107,122
baseline
▲ 0.50% · 4.625%
HK$113,640
+HK$6,518/mo
Deposit HK$22.10M · loan HK$22.10M · min. income ≈ HK$214,244/mo (50% DSR)
Upfront cash ≈ HK$23.98M (deposit + AVD stamp duty HK$1,878,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,140
−HK$6,058/mo
▼ 0.25% · 3.875%
HK$115,147
−HK$3,051/mo
Today · 4.125%
HK$118,198
baseline
▲ 0.50% · 4.625%
HK$124,429
+HK$6,231/mo
Deposit HK$22.10M · loan HK$22.10M · min. income ≈ HK$236,396/mo (50% DSR)
Upfront cash ≈ HK$23.98M (deposit + AVD stamp duty HK$1,878,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,961
−HK$7,585/mo
▼ 0.25% · 3.875%
HK$124,723
−HK$3,823/mo
Today · 4.125%
HK$128,546
baseline
▲ 0.50% · 4.625%
HK$136,368
+HK$7,822/mo
Deposit HK$17.68M · loan HK$26.52M · min. income ≈ HK$257,092/mo (50% DSR)
Upfront cash ≈ HK$19.56M (deposit + AVD stamp duty HK$1,878,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,568
−HK$7,270/mo
▼ 0.25% · 3.875%
HK$138,177
−HK$3,661/mo
Today · 4.125%
HK$141,838
baseline
▲ 0.50% · 4.625%
HK$149,315
+HK$7,477/mo
Deposit HK$17.68M · loan HK$26.52M · min. income ≈ HK$283,676/mo (50% DSR)
Upfront cash ≈ HK$19.56M (deposit + AVD stamp duty HK$1,878,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,121
−HK$8,850/mo
▼ 0.25% · 3.875%
HK$145,511
−HK$4,460/mo
Today · 4.125%
HK$149,971
baseline
▲ 0.50% · 4.625%
HK$159,096
+HK$9,125/mo
Deposit HK$13.26M · loan HK$30.94M · min. income ≈ HK$299,942/mo (50% DSR)
Upfront cash ≈ HK$15.14M (deposit + AVD stamp duty HK$1,878,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,996
−HK$8,482/mo
▼ 0.25% · 3.875%
HK$161,206
−HK$4,272/mo
Today · 4.125%
HK$165,478
baseline
▲ 0.50% · 4.625%
HK$174,200
+HK$8,722/mo
Deposit HK$13.26M · loan HK$30.94M · min. income ≈ HK$330,956/mo (50% DSR)
Upfront cash ≈ HK$15.14M (deposit + AVD stamp duty HK$1,878,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,441
−HK$11,378/mo
▼ 0.25% · 3.875%
HK$187,085
−HK$5,734/mo
Today · 4.125%
HK$192,819
baseline
▲ 0.50% · 4.625%
HK$204,552
+HK$11,733/mo
Deposit HK$4.42M · loan HK$39.79M · min. income ≈ HK$385,638/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$1,878,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,852
−HK$10,905/mo
▼ 0.25% · 3.875%
HK$207,265
−HK$5,492/mo
Today · 4.125%
HK$212,757
baseline
▲ 0.50% · 4.625%
HK$223,972
+HK$11,215/mo
Deposit HK$4.42M · loan HK$39.79M · min. income ≈ HK$425,514/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$1,878,750 · Scale 2, in force from 26 Feb 2026)