LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,802
−HK$6,321/mo
▼ 0.25% · 3.875%
HK$103,938
−HK$3,185/mo
Today · 4.125%
HK$107,123
baseline
▲ 0.50% · 4.625%
HK$113,641
+HK$6,518/mo
Deposit HK$22.10M · loan HK$22.10M · min. income ≈ HK$214,246/mo (50% DSR)
Upfront cash ≈ HK$23.98M (deposit + AVD stamp duty HK$1,878,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,141
−HK$6,059/mo
▼ 0.25% · 3.875%
HK$115,149
−HK$3,051/mo
Today · 4.125%
HK$118,200
baseline
▲ 0.50% · 4.625%
HK$124,430
+HK$6,230/mo
Deposit HK$22.10M · loan HK$22.10M · min. income ≈ HK$236,400/mo (50% DSR)
Upfront cash ≈ HK$23.98M (deposit + AVD stamp duty HK$1,878,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,962
−HK$7,586/mo
▼ 0.25% · 3.875%
HK$124,725
−HK$3,823/mo
Today · 4.125%
HK$128,548
baseline
▲ 0.50% · 4.625%
HK$136,370
+HK$7,822/mo
Deposit HK$17.68M · loan HK$26.52M · min. income ≈ HK$257,096/mo (50% DSR)
Upfront cash ≈ HK$19.56M (deposit + AVD stamp duty HK$1,878,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,570
−HK$7,270/mo
▼ 0.25% · 3.875%
HK$138,179
−HK$3,661/mo
Today · 4.125%
HK$141,840
baseline
▲ 0.50% · 4.625%
HK$149,316
+HK$7,476/mo
Deposit HK$17.68M · loan HK$26.52M · min. income ≈ HK$283,680/mo (50% DSR)
Upfront cash ≈ HK$19.56M (deposit + AVD stamp duty HK$1,878,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,123
−HK$8,850/mo
▼ 0.25% · 3.875%
HK$145,513
−HK$4,460/mo
Today · 4.125%
HK$149,973
baseline
▲ 0.50% · 4.625%
HK$159,098
+HK$9,125/mo
Deposit HK$13.26M · loan HK$30.94M · min. income ≈ HK$299,946/mo (50% DSR)
Upfront cash ≈ HK$15.14M (deposit + AVD stamp duty HK$1,878,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,998
−HK$8,482/mo
▼ 0.25% · 3.875%
HK$161,208
−HK$4,272/mo
Today · 4.125%
HK$165,480
baseline
▲ 0.50% · 4.625%
HK$174,203
+HK$8,723/mo
Deposit HK$13.26M · loan HK$30.94M · min. income ≈ HK$330,960/mo (50% DSR)
Upfront cash ≈ HK$15.14M (deposit + AVD stamp duty HK$1,878,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,444
−HK$11,378/mo
▼ 0.25% · 3.875%
HK$187,088
−HK$5,734/mo
Today · 4.125%
HK$192,822
baseline
▲ 0.50% · 4.625%
HK$204,555
+HK$11,733/mo
Deposit HK$4.42M · loan HK$39.79M · min. income ≈ HK$385,644/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$1,878,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,854
−HK$10,906/mo
▼ 0.25% · 3.875%
HK$207,268
−HK$5,492/mo
Today · 4.125%
HK$212,760
baseline
▲ 0.50% · 4.625%
HK$223,975
+HK$11,215/mo
Deposit HK$4.42M · loan HK$39.79M · min. income ≈ HK$425,520/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$1,878,775 · Scale 2, in force from 26 Feb 2026)