LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,808
−HK$6,322/mo
▼ 0.25% · 3.875%
HK$103,944
−HK$3,186/mo
Today · 4.125%
HK$107,130
baseline
▲ 0.50% · 4.625%
HK$113,649
+HK$6,519/mo
Deposit HK$22.10M · loan HK$22.10M · min. income ≈ HK$214,260/mo (50% DSR)
Upfront cash ≈ HK$23.98M (deposit + AVD stamp duty HK$1,878,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,148
−HK$6,059/mo
▼ 0.25% · 3.875%
HK$115,156
−HK$3,051/mo
Today · 4.125%
HK$118,207
baseline
▲ 0.50% · 4.625%
HK$124,438
+HK$6,231/mo
Deposit HK$22.10M · loan HK$22.10M · min. income ≈ HK$236,414/mo (50% DSR)
Upfront cash ≈ HK$23.98M (deposit + AVD stamp duty HK$1,878,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,970
−HK$7,586/mo
▼ 0.25% · 3.875%
HK$124,733
−HK$3,823/mo
Today · 4.125%
HK$128,556
baseline
▲ 0.50% · 4.625%
HK$136,378
+HK$7,822/mo
Deposit HK$17.68M · loan HK$26.53M · min. income ≈ HK$257,112/mo (50% DSR)
Upfront cash ≈ HK$19.56M (deposit + AVD stamp duty HK$1,878,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,578
−HK$7,271/mo
▼ 0.25% · 3.875%
HK$138,187
−HK$3,662/mo
Today · 4.125%
HK$141,849
baseline
▲ 0.50% · 4.625%
HK$149,326
+HK$7,477/mo
Deposit HK$17.68M · loan HK$26.53M · min. income ≈ HK$283,698/mo (50% DSR)
Upfront cash ≈ HK$19.56M (deposit + AVD stamp duty HK$1,878,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,132
−HK$8,850/mo
▼ 0.25% · 3.875%
HK$145,522
−HK$4,460/mo
Today · 4.125%
HK$149,982
baseline
▲ 0.50% · 4.625%
HK$159,108
+HK$9,126/mo
Deposit HK$13.26M · loan HK$30.95M · min. income ≈ HK$299,964/mo (50% DSR)
Upfront cash ≈ HK$15.14M (deposit + AVD stamp duty HK$1,878,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,008
−HK$8,482/mo
▼ 0.25% · 3.875%
HK$161,218
−HK$4,272/mo
Today · 4.125%
HK$165,490
baseline
▲ 0.50% · 4.625%
HK$174,213
+HK$8,723/mo
Deposit HK$13.26M · loan HK$30.95M · min. income ≈ HK$330,980/mo (50% DSR)
Upfront cash ≈ HK$15.14M (deposit + AVD stamp duty HK$1,878,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,455
−HK$11,379/mo
▼ 0.25% · 3.875%
HK$187,099
−HK$5,735/mo
Today · 4.125%
HK$192,834
baseline
▲ 0.50% · 4.625%
HK$204,567
+HK$11,733/mo
Deposit HK$4.42M · loan HK$39.79M · min. income ≈ HK$385,668/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$1,878,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,867
−HK$10,906/mo
▼ 0.25% · 3.875%
HK$207,281
−HK$5,492/mo
Today · 4.125%
HK$212,773
baseline
▲ 0.50% · 4.625%
HK$223,989
+HK$11,216/mo
Deposit HK$4.42M · loan HK$39.79M · min. income ≈ HK$425,546/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$1,878,892 · Scale 2, in force from 26 Feb 2026)