LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,081
−HK$632/mo
▼ 0.25% · 3.875%
HK$10,395
−HK$318/mo
Today · 4.125%
HK$10,713
baseline
▲ 0.50% · 4.625%
HK$11,365
+HK$652/mo
Deposit HK$2.21M · loan HK$2.21M · min. income ≈ HK$21,426/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$66,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,215
−HK$606/mo
▼ 0.25% · 3.875%
HK$11,516
−HK$305/mo
Today · 4.125%
HK$11,821
baseline
▲ 0.50% · 4.625%
HK$12,444
+HK$623/mo
Deposit HK$2.21M · loan HK$2.21M · min. income ≈ HK$23,642/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$66,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,097
−HK$759/mo
▼ 0.25% · 3.875%
HK$12,474
−HK$382/mo
Today · 4.125%
HK$12,856
baseline
▲ 0.50% · 4.625%
HK$13,638
+HK$782/mo
Deposit HK$1.77M · loan HK$2.65M · min. income ≈ HK$25,712/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$66,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,458
−HK$727/mo
▼ 0.25% · 3.875%
HK$13,819
−HK$366/mo
Today · 4.125%
HK$14,185
baseline
▲ 0.50% · 4.625%
HK$14,933
+HK$748/mo
Deposit HK$1.77M · loan HK$2.65M · min. income ≈ HK$28,370/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$66,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,114
−HK$885/mo
▼ 0.25% · 3.875%
HK$14,553
−HK$446/mo
Today · 4.125%
HK$14,999
baseline
▲ 0.50% · 4.625%
HK$15,911
+HK$912/mo
Deposit HK$1.33M · loan HK$3.09M · min. income ≈ HK$29,998/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$66,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,701
−HK$849/mo
▼ 0.25% · 3.875%
HK$16,122
−HK$428/mo
Today · 4.125%
HK$16,550
baseline
▲ 0.50% · 4.625%
HK$17,422
+HK$872/mo
Deposit HK$1.33M · loan HK$3.09M · min. income ≈ HK$33,100/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$66,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,146
−HK$1,138/mo
▼ 0.25% · 3.875%
HK$18,711
−HK$573/mo
Today · 4.125%
HK$19,284
baseline
▲ 0.50% · 4.625%
HK$20,457
+HK$1,173/mo
Deposit HK$442K · loan HK$3.98M · min. income ≈ HK$38,568/mo (50% DSR)
Upfront cash ≈ HK$508K (deposit + AVD stamp duty HK$66,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,187
−HK$1,091/mo
▼ 0.25% · 3.875%
HK$20,729
−HK$549/mo
Today · 4.125%
HK$21,278
baseline
▲ 0.50% · 4.625%
HK$22,400
+HK$1,122/mo
Deposit HK$442K · loan HK$3.98M · min. income ≈ HK$42,556/mo (50% DSR)
Upfront cash ≈ HK$508K (deposit + AVD stamp duty HK$66,317 · Scale 2, in force from 26 Feb 2026)