LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,825
−HK$6,323/mo
▼ 0.25% · 3.875%
HK$103,961
−HK$3,187/mo
Today · 4.125%
HK$107,148
baseline
▲ 0.50% · 4.625%
HK$113,667
+HK$6,519/mo
Deposit HK$22.11M · loan HK$22.11M · min. income ≈ HK$214,296/mo (50% DSR)
Upfront cash ≈ HK$23.99M (deposit + AVD stamp duty HK$1,879,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,167
−HK$6,060/mo
▼ 0.25% · 3.875%
HK$115,175
−HK$3,052/mo
Today · 4.125%
HK$118,227
baseline
▲ 0.50% · 4.625%
HK$124,459
+HK$6,232/mo
Deposit HK$22.11M · loan HK$22.11M · min. income ≈ HK$236,454/mo (50% DSR)
Upfront cash ≈ HK$23.99M (deposit + AVD stamp duty HK$1,879,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,990
−HK$7,587/mo
▼ 0.25% · 3.875%
HK$124,754
−HK$3,823/mo
Today · 4.125%
HK$128,577
baseline
▲ 0.50% · 4.625%
HK$136,401
+HK$7,824/mo
Deposit HK$17.69M · loan HK$26.53M · min. income ≈ HK$257,154/mo (50% DSR)
Upfront cash ≈ HK$19.57M (deposit + AVD stamp duty HK$1,879,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,600
−HK$7,272/mo
▼ 0.25% · 3.875%
HK$138,210
−HK$3,662/mo
Today · 4.125%
HK$141,872
baseline
▲ 0.50% · 4.625%
HK$149,351
+HK$7,479/mo
Deposit HK$17.69M · loan HK$26.53M · min. income ≈ HK$283,744/mo (50% DSR)
Upfront cash ≈ HK$19.57M (deposit + AVD stamp duty HK$1,879,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,155
−HK$8,852/mo
▼ 0.25% · 3.875%
HK$145,546
−HK$4,461/mo
Today · 4.125%
HK$150,007
baseline
▲ 0.50% · 4.625%
HK$159,134
+HK$9,127/mo
Deposit HK$13.26M · loan HK$30.95M · min. income ≈ HK$300,014/mo (50% DSR)
Upfront cash ≈ HK$15.14M (deposit + AVD stamp duty HK$1,879,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,034
−HK$8,484/mo
▼ 0.25% · 3.875%
HK$161,245
−HK$4,273/mo
Today · 4.125%
HK$165,518
baseline
▲ 0.50% · 4.625%
HK$174,242
+HK$8,724/mo
Deposit HK$13.26M · loan HK$30.95M · min. income ≈ HK$331,036/mo (50% DSR)
Upfront cash ≈ HK$15.14M (deposit + AVD stamp duty HK$1,879,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,485
−HK$11,381/mo
▼ 0.25% · 3.875%
HK$187,130
−HK$5,736/mo
Today · 4.125%
HK$192,866
baseline
▲ 0.50% · 4.625%
HK$204,601
+HK$11,735/mo
Deposit HK$4.42M · loan HK$39.79M · min. income ≈ HK$385,732/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$1,879,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,900
−HK$10,908/mo
▼ 0.25% · 3.875%
HK$207,315
−HK$5,493/mo
Today · 4.125%
HK$212,808
baseline
▲ 0.50% · 4.625%
HK$224,026
+HK$11,218/mo
Deposit HK$4.42M · loan HK$39.79M · min. income ≈ HK$425,616/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$1,879,204 · Scale 2, in force from 26 Feb 2026)