LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,826
−HK$6,322/mo
▼ 0.25% · 3.875%
HK$103,962
−HK$3,186/mo
Today · 4.125%
HK$107,148
baseline
▲ 0.50% · 4.625%
HK$113,668
+HK$6,520/mo
Deposit HK$22.11M · loan HK$22.11M · min. income ≈ HK$214,296/mo (50% DSR)
Upfront cash ≈ HK$23.99M (deposit + AVD stamp duty HK$1,879,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,168
−HK$6,060/mo
▼ 0.25% · 3.875%
HK$115,176
−HK$3,052/mo
Today · 4.125%
HK$118,228
baseline
▲ 0.50% · 4.625%
HK$124,460
+HK$6,232/mo
Deposit HK$22.11M · loan HK$22.11M · min. income ≈ HK$236,456/mo (50% DSR)
Upfront cash ≈ HK$23.99M (deposit + AVD stamp duty HK$1,879,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,991
−HK$7,587/mo
▼ 0.25% · 3.875%
HK$124,754
−HK$3,824/mo
Today · 4.125%
HK$128,578
baseline
▲ 0.50% · 4.625%
HK$136,402
+HK$7,824/mo
Deposit HK$17.69M · loan HK$26.53M · min. income ≈ HK$257,156/mo (50% DSR)
Upfront cash ≈ HK$19.57M (deposit + AVD stamp duty HK$1,879,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,601
−HK$7,272/mo
▼ 0.25% · 3.875%
HK$138,211
−HK$3,662/mo
Today · 4.125%
HK$141,873
baseline
▲ 0.50% · 4.625%
HK$149,352
+HK$7,479/mo
Deposit HK$17.69M · loan HK$26.53M · min. income ≈ HK$283,746/mo (50% DSR)
Upfront cash ≈ HK$19.57M (deposit + AVD stamp duty HK$1,879,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,156
−HK$8,852/mo
▼ 0.25% · 3.875%
HK$145,547
−HK$4,461/mo
Today · 4.125%
HK$150,008
baseline
▲ 0.50% · 4.625%
HK$159,135
+HK$9,127/mo
Deposit HK$13.27M · loan HK$30.95M · min. income ≈ HK$300,016/mo (50% DSR)
Upfront cash ≈ HK$15.14M (deposit + AVD stamp duty HK$1,879,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,035
−HK$8,484/mo
▼ 0.25% · 3.875%
HK$161,246
−HK$4,273/mo
Today · 4.125%
HK$165,519
baseline
▲ 0.50% · 4.625%
HK$174,244
+HK$8,725/mo
Deposit HK$13.27M · loan HK$30.95M · min. income ≈ HK$331,038/mo (50% DSR)
Upfront cash ≈ HK$15.14M (deposit + AVD stamp duty HK$1,879,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,486
−HK$11,381/mo
▼ 0.25% · 3.875%
HK$187,132
−HK$5,735/mo
Today · 4.125%
HK$192,867
baseline
▲ 0.50% · 4.625%
HK$204,603
+HK$11,736/mo
Deposit HK$4.42M · loan HK$39.80M · min. income ≈ HK$385,734/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$1,879,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,902
−HK$10,908/mo
▼ 0.25% · 3.875%
HK$207,317
−HK$5,493/mo
Today · 4.125%
HK$212,810
baseline
▲ 0.50% · 4.625%
HK$224,027
+HK$11,217/mo
Deposit HK$4.42M · loan HK$39.80M · min. income ≈ HK$425,620/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$1,879,217 · Scale 2, in force from 26 Feb 2026)