LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,083
−HK$632/mo
▼ 0.25% · 3.875%
HK$10,396
−HK$319/mo
Today · 4.125%
HK$10,715
baseline
▲ 0.50% · 4.625%
HK$11,367
+HK$652/mo
Deposit HK$2.21M · loan HK$2.21M · min. income ≈ HK$21,430/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$66,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,217
−HK$606/mo
▼ 0.25% · 3.875%
HK$11,518
−HK$305/mo
Today · 4.125%
HK$11,823
baseline
▲ 0.50% · 4.625%
HK$12,446
+HK$623/mo
Deposit HK$2.21M · loan HK$2.21M · min. income ≈ HK$23,646/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$66,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,099
−HK$759/mo
▼ 0.25% · 3.875%
HK$12,476
−HK$382/mo
Today · 4.125%
HK$12,858
baseline
▲ 0.50% · 4.625%
HK$13,640
+HK$782/mo
Deposit HK$1.77M · loan HK$2.65M · min. income ≈ HK$25,716/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$66,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,460
−HK$728/mo
▼ 0.25% · 3.875%
HK$13,821
−HK$367/mo
Today · 4.125%
HK$14,188
baseline
▲ 0.50% · 4.625%
HK$14,936
+HK$748/mo
Deposit HK$1.77M · loan HK$2.65M · min. income ≈ HK$28,376/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$66,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,116
−HK$885/mo
▼ 0.25% · 3.875%
HK$14,555
−HK$446/mo
Today · 4.125%
HK$15,001
baseline
▲ 0.50% · 4.625%
HK$15,914
+HK$913/mo
Deposit HK$1.33M · loan HK$3.10M · min. income ≈ HK$30,002/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$66,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,704
−HK$848/mo
▼ 0.25% · 3.875%
HK$16,125
−HK$427/mo
Today · 4.125%
HK$16,552
baseline
▲ 0.50% · 4.625%
HK$17,425
+HK$873/mo
Deposit HK$1.33M · loan HK$3.10M · min. income ≈ HK$33,104/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$66,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,149
−HK$1,138/mo
▼ 0.25% · 3.875%
HK$18,714
−HK$573/mo
Today · 4.125%
HK$19,287
baseline
▲ 0.50% · 4.625%
HK$20,461
+HK$1,174/mo
Deposit HK$442K · loan HK$3.98M · min. income ≈ HK$38,574/mo (50% DSR)
Upfront cash ≈ HK$509K (deposit + AVD stamp duty HK$66,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,191
−HK$1,090/mo
▼ 0.25% · 3.875%
HK$20,732
−HK$549/mo
Today · 4.125%
HK$21,281
baseline
▲ 0.50% · 4.625%
HK$22,403
+HK$1,122/mo
Deposit HK$442K · loan HK$3.98M · min. income ≈ HK$42,562/mo (50% DSR)
Upfront cash ≈ HK$509K (deposit + AVD stamp duty HK$66,327 · Scale 2, in force from 26 Feb 2026)