LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,084
−HK$632/mo
▼ 0.25% · 3.875%
HK$10,398
−HK$318/mo
Today · 4.125%
HK$10,716
baseline
▲ 0.50% · 4.625%
HK$11,368
+HK$652/mo
Deposit HK$2.21M · loan HK$2.21M · min. income ≈ HK$21,432/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$66,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,218
−HK$606/mo
▼ 0.25% · 3.875%
HK$11,519
−HK$305/mo
Today · 4.125%
HK$11,824
baseline
▲ 0.50% · 4.625%
HK$12,448
+HK$624/mo
Deposit HK$2.21M · loan HK$2.21M · min. income ≈ HK$23,648/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$66,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,101
−HK$759/mo
▼ 0.25% · 3.875%
HK$12,477
−HK$383/mo
Today · 4.125%
HK$12,860
baseline
▲ 0.50% · 4.625%
HK$13,642
+HK$782/mo
Deposit HK$1.77M · loan HK$2.65M · min. income ≈ HK$25,720/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$66,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,462
−HK$727/mo
▼ 0.25% · 3.875%
HK$13,823
−HK$366/mo
Today · 4.125%
HK$14,189
baseline
▲ 0.50% · 4.625%
HK$14,937
+HK$748/mo
Deposit HK$1.77M · loan HK$2.65M · min. income ≈ HK$28,378/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$66,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,118
−HK$885/mo
▼ 0.25% · 3.875%
HK$14,557
−HK$446/mo
Today · 4.125%
HK$15,003
baseline
▲ 0.50% · 4.625%
HK$15,916
+HK$913/mo
Deposit HK$1.33M · loan HK$3.10M · min. income ≈ HK$30,006/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$66,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,706
−HK$848/mo
▼ 0.25% · 3.875%
HK$16,127
−HK$427/mo
Today · 4.125%
HK$16,554
baseline
▲ 0.50% · 4.625%
HK$17,427
+HK$873/mo
Deposit HK$1.33M · loan HK$3.10M · min. income ≈ HK$33,108/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$66,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,151
−HK$1,138/mo
▼ 0.25% · 3.875%
HK$18,716
−HK$573/mo
Today · 4.125%
HK$19,289
baseline
▲ 0.50% · 4.625%
HK$20,463
+HK$1,174/mo
Deposit HK$442K · loan HK$3.98M · min. income ≈ HK$38,578/mo (50% DSR)
Upfront cash ≈ HK$509K (deposit + AVD stamp duty HK$66,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,193
−HK$1,091/mo
▼ 0.25% · 3.875%
HK$20,734
−HK$550/mo
Today · 4.125%
HK$21,284
baseline
▲ 0.50% · 4.625%
HK$22,406
+HK$1,122/mo
Deposit HK$442K · loan HK$3.98M · min. income ≈ HK$42,568/mo (50% DSR)
Upfront cash ≈ HK$509K (deposit + AVD stamp duty HK$66,335 · Scale 2, in force from 26 Feb 2026)